1010 Penguin Pl, Lakeland, FL 33809 Property Records

Polk County property record for 1010 Penguin Pl, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1992
Lot Size	0.144 acres (6,268 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Aug 2025)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-20-161738-000770`

Property Details

APN / Parcel Number

Primary APN	`24-27-20-161738-000770`
Alternative APNs	`202724161738000770` `02724000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	6,268 sqft (0.144 acres)
Lot Dimensions	95 ft deep x 66 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	291 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1010 PENGUIN PL
City	LAKELAND
State	FL
Zip	33809-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SANDPIPER GOLF & COUNTRY CLUB PHASE TEN PB 92 PG 26 LOT 77
Legal Range	24E
Legal Township	27S
Legal Section	20
Legal Subdivision	SANDPIPER GOLF AND COUNTRY CLUB PHASE 10
Legal Phase	10
Legal Tract	161738
Legal Block	2
Legal Lot Number	77
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2007
Census Tract	12207

Owner

1010 Penguin Pl is owned and occupied by an individual who bought it in August 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 PENGUIN PL, LAKELAND, FL 33809-7320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Mar 10, 2020 · Amount on File
Deed Document Number	2025193033
Deed Book / Page	13665 / 1261
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 10, 2020
Property Address	1010 PENGUIN PL, LAKELAND, FL 33809-7320
Document Number	0111701728
Book / Page	011170 / 001728
Instrument Date	Mar 10, 2020
Instrument	55509
Transaction Type	Transfer
Record Updated	Apr 2, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 PENGUIN PL LAKELAND FL 338097320, LAKELAND, FL 33809-7320

Mortgage

Document Number	111701736
Date	Mar 10, 2020
Book Page	011170/001736
Instrument	55512

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Penguin Pl was $1,658.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,456 (+52.31%) Land $36,000 Building $173,456	$209,456 (-3.93%) Land $36,000 Building $173,456
2025	$1,658.00	$137,516	$218,025 Land $36,000 Building $182,025
2023	$1,549.00 (+3.61%) Homeowner's exemption	$129,748 (+3%)	$207,890 (+13.08%) Land $35,000 Building $172,890
2022	$1,495.00 Homeowner's exemption	$125,969	$183,836 Land $29,000 Building $154,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Penguin Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Penguin Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20