Orange County property record for 1010 Oro St, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,483 sqft · built 1990 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,100,000 (Jul 2015) |
| Tax Bill | $14,017 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-457-17 |
| Primary APN | 644-457-17 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,483 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 2,500 sqft (0.057 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 1010 ORO ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR ARCH BEACH HEIGHTS BLK 45 LOT 15 |
| Legal Subdivision | ARCH BEACH HEIGHTS |
| Legal Tract | 24 |
| Legal Block | 45 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 62620 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1010 ORO ST, LAGUNA BEACH, CA 92651-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2015 · Amount on Record |
| Deed Sale | Jul 2, 2015 · Amount on Record |
| Prior Sale | Dec 24, 2002 · Amount on Record |
| Deed Document Number | 2015348056 |
| Prior Transfer Date | Sep 11, 1997 |
| Prior Transfer Doc | 0000451985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1010 ORO ST, LAGUNA BEACH, CA 92651-3534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1010 ORO ST, LAGUNA BEACH, CA 92651-3534 |
| Document Number | 0000014661 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021000014661 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,328,217 (+2%) Land $1,102,905 Building $225,312 | |
| 2025 | $14,017.00 (+1.13%) Homeowner's exemption | $1,302,174 (+4.04%) Land $1,081,279 Building $220,895 |
| 2023 | $13,861.00 (+2.38%) Homeowner's exemption | $1,251,610 Land $1,039,292 Building $212,318 |
| 2022 | $13,539.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile, Verizon.
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