1010 Old Mountain Rd N, Joppa, MD 21085 Property Records

Harford County property record for 1010 Old Mountain Rd N, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1950
Lot Size	0.501 acres (21,840 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jul 2024)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-128679`

Property Details

APN / Parcel Number

Primary APN	`03-128679`
Alternative APNs	`3128679` `128679`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,840 sqft (0.501 acres)
Lot Dimensions	210 ft deep x 104 ft wide
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	128679
Street Address	1010 OLD MOUNTAIN RD N
City	JOPPA
State	MD
Zip	21085-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 3 0.459 AC 1010 OLD MOUNTAIN RD N BEYERS HGHTS S1 PT 9/49
Legal Subdivision	BEYER HEIGHTS
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3003
Census Tract	303400

Owner

Source: Harford County records · APN 03-128679

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1010 OLD MOUNTAIN RD N, JOPPA, MD 21085-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2017	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Book / Page	16338 / 405
Prior Transfer Date	Feb 22, 2011
Prior Transfer Doc	0090970222
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1010 OLD MOUNTAIN RD N, JOPPA, MD 21085-1614
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 OLD MOUNTAIN RD N, JOPPA, MD 21085-1614

Mortgage

Document Number	0154750309
Date	Apr 21, 2022
Book Page	15475/309

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1010 OLD MOUNTAIN RD N, JOPPA, MD 21085-1614
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141000419
Date	Sep 11, 2020
Book Page	14100/419

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 17, 2017
Property Address	1010 OLD MOUNTAIN RD N, JOPPA, MD 21085-1614
Document Number	0123470358
Book / Page	12347 / 0358
Map Reference	MB GRG9 FO49
Instrument Date	Apr 28, 2017
Instrument	12347-0358
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 OLD MOUNTAIN RD N, JOPPA, MD 21085-1614

Mortgage

Document Number	123470364
Date	May 17, 2017
Instrument	12347-0364

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,067 (+21.2%)	$417,200 (+63.61%) Land $95,300 Building $321,900
2025	$2,764.00 (+5.7%) Homeowner's exemption	$255,000 (+5.66%) Land $95,300 Building $159,700	$255,000 (-) Land $95,300 Building $159,700
2023		$241,333	$255,000 Land $95,300 Building $159,700
2022	$2,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jun 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 143 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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