1010 Oak St, Winnetka, IL 60093 Property Records

Cook County property record for 1010 Oak St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 1903
Lot Size	0.163 acres (7,080 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Apr 2021)
Tax Bill	$18,705 (2023)
Deeds & Mortgages	Feb 2026 Transfer Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-114-009`

Property Details

APN / Parcel Number

Primary APN	`05-20-114-009`
Alternative APN	`05-20-114-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1904
Architectural Style	Old Style
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,080 sqft (0.163 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1010 OAK ST
City	WINNETKA
State	IL
Zip	60093-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	GROVELAND ADD TO WINNETKA
Legal Block	8
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4002
Census Tract	800500

Owner

1010 Oak St is owner-occupied and held in a trust since February 2026.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1010 OAK ST, WINNETKA, IL 60093-2131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Aug 21, 2018	Warranty Deed, Transfer JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Aug 21, 2018 · Amount on File
Deed Document Number	202116257
Last Transfer Date	Feb 23, 2026
Transfer Doc	0000007003
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Feb 27, 2026
Property Address	1010 OAK ST, WINNETKA, IL 60093-2131
Document Number	0005807003
Instrument Date	Feb 23, 2026
Instrument	2605807003
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1010 OAK ST, WINNETKA, IL 60093-2131

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 21, 2021
Property Address	1010 OAK ST, WINNETKA, IL 60093-2131
Document Number	0011116257
Instrument Date	Mar 16, 2021
Instrument	2111116257
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 OAK ST, WINNETKA, IL 60093-2131

Mortgage

Document Number	0011116258
Date	Apr 21, 2021
Instrument	2111116258

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1010 OAK ST, WINNETKA, IL 60093-2131
Document Number	1923942028
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 OAK ST WINNETKA IL 600932131, WINNETKA, IL 60093-2131

Mortgage

Document Number	1923942028
Date	Aug 27, 2019
Instrument	23942028

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 21, 2018
Property Address	1010 OAK ST, WINNETKA, IL 60093-2131
Document Number	1823341034
Instrument Date	Jul 17, 2018
Instrument	23341034
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1002 W ALTGELD ST #1002 CHICAGO IL 606142209, 1002, CHICAGO, IL 60614-2209

Mortgage

Document Number	1823341035
Date	Aug 21, 2018
Instrument	23341035

Lender

Name	JPMORGAN CHASE BK NA
Address	WESTMONT, IL 60559

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,000 Land $23,010 Building $72,990	$960,000 Land $230,100 Building $729,900
2023	$18,705.00 (+6.36%)	$84,000 (-) Land $19,470 Building $64,530	$840,000 (-) Land $194,700 Building $645,300
2022	$17,586.00	$84,000 Land $19,470 Building $64,530	$840,000 Land $194,700 Building $645,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Oak St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	68 (1987–2022)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 8 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1010 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures