1010 Oak St, Indianola, MS 38751 Property Records

Sunflower County property record for 1010 Oak St, Indianola, MS 38751

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,029 sqft · built 1968
Lot Size0.224 acres (9,765 sqft)
OwnerIndividual Name on File
Deeds & MortgagesSep 2023 Sale
Aug 2019 Mortgage
Flood ZoneZone X (reduced by levee)
APN103B-05-00-090.00

Property Details

APN / Parcel Number

Primary APN103B-05-00-090.00

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area2,029 sqft Finished Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area9,765 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide

Location & Zoning

Street Address1010 OAK ST
CityINDIANOLA
StateMS
Zip38751-3630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 (75X130.2) WHINERY ADD INDIANOLA PB 3/66 OLD PCL:3103B0008400 0001000
Legal SubdivisionINDIANOLA
Legal Lot Number8
JurisdictionSUNFLOWER MS
Township / Civil Division1
Census Block Group3
Census Block3001
Census Tract950402

Owner

1010 Oak St is owned and occupied by an individual who acquired it in September 2023.

Source: Sunflower County records, as of January 29, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1010 OAK ST, INDIANOLA, MS 38751-3630
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Warranty Deed, Transfer
Aug 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN BANCORP BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 28, 2023
Transfer Doc2023003381
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUNFLOWER MS
Recording DateSep 28, 2023
Property Address1010 OAK ST, INDIANOLA, MS 38751-3630
Document Number2023003381
Instrument DateSep 28, 2023
Instrument2023003381
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1010 OAK ST, INDIANOLA, MS 38751-3630

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUNFLOWER MS
Property Address1010 OAK ST, INDIANOLA, MS 38751-3630
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 OAK ST, INDIANOLA, MS 38751-3630

Mortgage

Document Number2019004456
DateAug 7, 2019
Instrument2019004456
Lender
NameSOUTHERN BANCORP BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueAug 5, 2026

Tax Assessment & Valuation

Source: Sunflower County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountySunflower County
MunicipalityIndianola City
Unified School DistrictSunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$6,645 Land $350 Building $6,295$66,451 Land $3,500 Building $62,951
2023$6,645 Land $350 Building $6,295$66,451 Land $3,500 Building $62,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Oak St in Zone X, where a levee reduces flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1982–2019)
Claims Outside the SFHA9 of 9
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF INDIANOLA
serves 9,464 people · EPA ID MS0670006
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Jul 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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