1010 Northwood Dr, Merced, CA 95348 Property Records

Merced County property record for 1010 Northwood Dr, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,981 sqft · built 1972
Lot Size	0.285 acres (12,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,006 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-262-007-000`

Property Details

APN / Parcel Number

Primary APN	`007-262-007-000`
Alternative APN	`007-262-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,981 sqft Living Area
Gross Area	3,722 sqft
1st Floor Area	1,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	12,392 sqft (0.285 acres)
Garage Type	Attached
Garage Area	1,741 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	53 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	007-262-007
Street Address	1010 NORTHWOOD DR
City	MERCED
State	CA
Zip	95348-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	W BEAR CR VIL #4 LOT 101
Legal Subdivision	WAINWRIGHTS BEAR CRK VILLAGE 0
Legal Lot Number	101
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2004
Census Tract	1004

Owner

1010 Northwood Dr is owned and occupied by two individuals.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 NORTHWOOD DR, MERCED, CA 95348-2554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 15, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1010 NORTHWOOD DR, MERCED, CA 95348-2554
Document Number	0000014344
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 NORTHWOOD DR MERCED CA 953482554, MERCED, CA 95348-2554

Mortgage

Document Number	0000014344
Date	May 20, 2019
Instrument	14344

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.06%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1010 NORTHWOOD DR, MERCED, CA 95348-2554
Document Number	0000014343
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 NORTHWOOD DR MERCED CA 953482554, MERCED, CA 95348-2554

Mortgage

Document Number	0000014343
Date	May 20, 2019
Instrument	14343

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.06%

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Northwood Dr was $2,006, up 5.8% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$190,517 (+2%) Land $27,155 Building $163,362
2025	$2,006.00 (+5.8%) Homeowner's exemption	$186,782 Land $26,623 Building $160,159
2024	$1,896.00 (+1.5%)
2023	$1,868.00 (+1.47%) Homeowner's exemption	$179,531 Land $25,590 Building $153,941
2022	$1,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1010 Northwood Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1010 Northwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Ayera Technologies, GeoLinks.

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