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1010 Nancy Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1010 Nancy Rd, Waterloo, IA 50701 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,652 sqft Living Area
Lot Size11,970 sqft (0.275 acres)
OccupancyOwner Occupied
Last Sale$232,000 (2018)
Tax Bill$5,598.00 (2025)

Property Details

APN / Parcel Number

Primary APN8813-04-455-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,652 sqft Living Area
1st Floor Area1,652 sqft 1st Floor
Basement Area1,652 sqft Basement
Finished Basement775 sqft Finished
Game RoomGame Room
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,970 sqft (0.275 acres)
Lot Dimensions133 ft deep x 90 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area636 sqft Garage
Deck Area186 sqft Deck
Patio Area270 sqft Patio
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1010 NANCY RD
CityWATERLOO
StateIA
Zip50701-5228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANGERS SECOND ADDITION LOT 109
Legal Range13W
Legal Township88N
Legal Section04
Legal SubdivisionGRANGERS SECOND ADDITION
Legal Lot Number109
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2016
Census Tract1302

Owner

Source: Black Hawk County records · APN 8813-04-455-016

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1010 NANCY RD, WATERLOO, IA 50701-5228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2018Deed of Trust, Mortgage
UNIVERSITY OF IOWA CREDIT UNION
Jul 16, 2018Warranty Deed, Transfer
UNIVERSITY OF IOWA CREDIT UNION
Apr 13, 2018Deed of Trust, Mortgage
FARMERS STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2018 · Amount on Record
Deed SaleJul 16, 2018 · Amount on Record
Deed Document Number2018201900000696
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1010 NANCY RD, WATERLOO, IA 50701-5228
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900000697
DateJul 16, 2018
Instrument201900000697
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
AmountAmount Recorded
Term354 Months
DueJan 01, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 16, 2018
Property Address1010 NANCY RD, WATERLOO, IA 50701-5228
Document Number201900000696
Instrument DateJun 29, 2018
Instrument201900000696
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 NANCY RD, WATERLOO, IA 50701-5228

Mortgage

Document Number201900000698
DateJul 16, 2018
Instrument201900000698
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
AmountAmount Recorded
Term174 Months
DueJan 01, 2033

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1010 NANCY RD, WATERLOO, IA 50701-5228
Transaction TypeMortgage
Record UpdatedMay 09, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800016614
DateApr 13, 2018
Instrument201800016614
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
AmountAmount Recorded
Term177 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,598.00 Homeowner's exemption$326,050 (+30.08%) Land $35,640 Building $290,410$326,050 (+30.08%) Land $35,640 Building $290,410
2024$5,598.00 (+28.04%)
2023$250,650 (+20.56%) Land $35,640 Building $215,010$250,650 (+20.56%) Land $35,640 Building $215,010
2022$4,372.00 Homeowner's exemption$207,910 Land $35,640 Building $172,270
2021$207,910 Land $35,640 Building $172,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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