1010 Nancy Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 1010 Nancy Dr, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Mar 2015)
Tax Bill	$3,217 (2024)
Deeds & Mortgages	Feb 2023 Second Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-145-14`

Property Details

APN / Parcel Number

Primary APN	`157-145-14`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Porch	Finished/Open Porch
Porch Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1010 NANCY DR
City	CHARLOTTE
State	NC
Zip	28211-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L13 BLB M9 267
Legal Subdivision	HILLSBOROUGH ACRES SUB
Legal Block	B
Legal Lot Number	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

Source: Mecklenburg County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5512 DOE CREEK CT, GASTONIA, NC 28056-8568
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREDRLCK D JUDSON
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage HARBOR CITY TITLE
Feb 12, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 22, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FREDERICK D JUDSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2015 · Amount on Record
Deed Sale	Mar 11, 2015 · Amount on Record
Prior Sale	Jan 1, 1975
Deed Document Number	201527204
Deed Book / Page	29805 / 576
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1010 NANCY DR, CHARLOTTE, NC 28211-1533
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 CRESTHILL DR, CHARLOTTE, NC 28212-9025

Mortgage

Document Number	0000016454
Date	Feb 27, 2023
Book Page	37955/251
Instrument	2023016454

Lender

Name	FREDRLCK D JUDSON
Type	Private Party
Address	1005 N CHURCH ST, CHARLOTTE, NC 28206

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Mar 1, 2025

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 17, 2026
Property Address	1010 NANCY DR, CHARLOTTE, NC 28211-1533
Document Number	0000039366
Book / Page	40352 / 371
Instrument Date	Apr 16, 2026
Instrument	202639366
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HARBOR CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3000 COURTLAND DR, GASTONIA, NC 28056-6577

Mortgage

Document Number	0000039366,
Date	Apr 17, 2026
Book Page	40352/371
Instrument	202639366

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 12, 2020
Property Address	1010 NANCY DR, CHARLOTTE, NC 28211-1533
Document Number	0000019977
Book / Page	034277 / 000346
Instrument Date	Feb 11, 2020
Instrument	19977
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5512 DOE CREEK CT GASTONIA NC 280568568, GASTONIA, NC 28056-8568

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 22, 2019
Property Address	1010 NANCY DR, CHARLOTTE, NC 28211-1533
Book / Page	034061 / 000707
Instrument Date	Nov 20, 2019
Instrument	159861
Transaction Type	Construction Loan
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1819 TARTAN CT CHARLOTTE NC 282126759, CHARLOTTE, NC 28212-6759

Mortgage

Document Number	0000159861
Date	Nov 22, 2019
Book Page	034061/000707
Instrument	159861

Lender

Name	FREDERICK D JUDSON
Address	1005 N CHURCH ST, CHARLOTTE, NC 28206-3222

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 21, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$404,700 Land $250,000 Building $154,700	$404,700 Land $250,000 Building $154,700
2024	$3,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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