1010 N Frances St, Terrell, TX 75160 Property Records

Kaufman County property record for 1010 N Frances St, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	1 ba · 1,888 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$131,503 (Oct 2020)
Tax Bill	$1,191 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S3720181600`

Property Details

APN / Parcel Number

Primary APN	`S3720181600`
Alternative APNs	`00.3720.0333.0011.00.06.06` `R40737` `40737`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,888 sqft Gross Area
1st Floor Area	1,248 sqft
2nd Floor Area	420 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Depth	180 ft Depth
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	412 sqft
Deck Area	132 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1010 N FRANCES ST
City	TERRELL
State	TX
Zip	75160-2153
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TERRELL REVISED, BLOCK 333, LOT 11
Legal Subdivision	TERRELL REVISED
Legal Block	333
Legal Lot Number	11
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1003
Census Tract	50401

Owner

Source: Kaufman County records · APN S3720181600

Assessment roll updated August 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1010 N FRANCES ST, TERRELL, TX 75160-2153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2020 · Amount on Record
Deed Sale	Oct 06, 2020 · Amount on Record
Prior Sale	Sep 18, 2013 · Amount on Record
Deed Document Number	202030760
Deed Book / Page	6623 / 334
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0066230334
Record Updated	Jun 08, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	Oct 06, 2020
Property Address	1010 N FRANCES ST, TERRELL, TX 75160-2153
Document Number	0066230334
Book / Page	6623 / 334
Map Reference	CAB 1 ENV 1
Instrument Date	Sep 24, 2020
Instrument	2020-0030760
Transaction Type	Transfer
Record Updated	Oct 08, 2021
Title Company	MORTGAGE CONNECT OF TX LLC V

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 N FRANCES ST, TERRELL, TX 75160-2153
Investor	Possibly a Property Investor

Mortgage

Document Number	20200030761
Date	Oct 06, 2020
Instrument	2020-0030761

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2040

Tax Assessment & Valuation

Source: Kaufman County records · Assessment roll updated August 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,716 (-55.74%)	$243,244 (-5.33%) Land $63,197 Building $180,047
2024	$1,191.00 (+17.69%)
2023	$1,012.00 (-34.29%) Homeowner's exemption	$256,933 Land $48,134 Building $208,799	$256,933 Land $48,134 Building $208,799
2022	$1,540.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
3 Rooms Communications Fixed Wireless	100 / 100

May also be available: AMG Technology Investment Group, Element8 Technology Investment Group.

Based on FCC filings for 426 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TERRELL serves 18,432 people
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.