Champaign County property record for 1010 N Cunningham Ave, Urbana, IL 61802 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.43 acres (18,711 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Aug 2004) |
| Tax Bill | $4,527 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-08-279-012 |
| Primary APN | 91-21-08-279-012 |
|---|
| Lot Area | 18,711 sqft (0.43 acres) |
|---|
| Street Address | 1010 N CUNNINGHAM AVE |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-1816 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT PT 3 BARR AND FORDS SUB OF PT LTS 12 AND 17 OF SUB OF NE 1/4 SEC. 8, AND W 1/2 NW 1/4 SEC. 9-19-9 |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 08 |
| Legal Subdivision | BARR AND FORDS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 5401 |
Source: Champaign County records · APN 91-21-08-279-012
Assessment roll updated April 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 N CUNNINGHAM AVE, URBANA, IL 61802-1816 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK |
| Dec 14, 2022 | Deed of Trust, Mortgage FIRST FSB OF CHAMPAIGN URBANA |
| Dec 16, 2019 | Loan Modification, Mortgage BANKCHAMPAIGN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on Record |
| Deed Sale | Aug 31, 2004 · Amount on Record |
| Deed Document Number | 200428150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1010 N CUNNINGHAM AVE, URBANA, IL 61802-1816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007029 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 2023R07029 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1010 N CUNNINGHAM AVE, URBANA, IL 61802-1816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021717 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022R21717 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Jan 15, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1010 N CUNNINGHAM AVE, URBANA, IL 61802-1816 |
| Document Number | 0000022001 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | ALLIED CAPITAL TITLE, ALLIED CAP TITLE |
| Name | Verified Name |
|---|---|
| Address | 1010 N CUNNINGHAM AVE URBANA IL 618021816, URBANA, IL 61802-1816 |
| Document Number | 0000022001 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 22001 |
| Name | BANKCHAMPAIGN |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61824-1490 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 30, 2024 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,440 (-4.23%) Land $44,550 Building $1,890 | $139,320 (-4.23%) Land $133,650 Building $5,670 | |
| 2024 | $4,527.00 (-13.74%) | ||
| 2022 | $5,248.00 | $48,490 Land $35,380 Building $13,110 | $145,470 Land $106,140 Building $39,330 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Gargoyle Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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