1010 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 1010 N Central Ave, Duluth, MN 55807 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1953
Lot Size	0.114 acres (5,004 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Jun 2022)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4520-16170`

Property Details

APN / Parcel Number

Primary APN	`010-4520-16170`
Alternative APN	`1132604`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,260 sqft Gross Area
1st Floor Area	840 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	5,004 sqft (0.114 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Deck Area	266 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1132604
Street Address	1010 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 15 FT OF LOT 5 AND ALL OF LOT 6 SERIAL #
Legal Subdivision	WEST DULUTH 6TH DIV
Legal Block	113
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5005
Census Tract	15800

Owner

Source: St. Louis County records · APN 010-4520-16170

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1010 N CENTRAL AVE, DULUTH, MN 55807-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jul 23, 2019	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	20221058298
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 29, 2022
Property Address	1010 N CENTRAL AVE, DULUTH, MN 55807-1310
Document Number	0001058298
Instrument Date	Jun 27, 2022
Instrument	1058298
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$816.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1010 N CENTRAL AVE, DULUTH, MN 55807-1310

Mortgage

Document Number	0001058299
Date	Jun 29, 2022
Instrument	1058299

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 23, 2019
Property Address	1010 N CENTRAL AVE, DULUTH, MN 55807-1310
Document Number	00T1012780
Instrument Date	Jul 17, 2019
Instrument	T1012780
Transaction Type	Transfer
Record Updated	Aug 02, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 N CENTRAL AVE DULUTH MN 558071310, DULUTH, MN 55807-1310

Mortgage

Document Number	T1012781
Date	Jul 23, 2019
Instrument	T1012781

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 (+0.46%) Homeowner's exemption
2025	$3,050.00 (+3.04%) Homeowner's exemption	$263,000 (+8.01%) Land $12,900 Building $250,100	$263,000 (+8.01%) Land $12,900 Building $250,100
2024	$2,960.00	$243,500 (+18.84%) Land $13,800 Building $229,700	$243,500 (+18.84%) Land $13,800 Building $229,700
2022		$204,900 Land $12,700 Building $192,200	$204,900 Land $12,700 Building $192,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 583 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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