1010 N 28th St, Waco, TX 76707 Property Records

McLennan County property record for 1010 N 28th St, Waco, TX 76707 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1911
Lot Size0.182 acres (7,950 sqft)
OwnerIndividual Name on File
Tax Bill$3,250 (2024)
Deeds & MortgagesJan 2026 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN480199000250009

Property Details

APN / Parcel Number

Primary APN480199000250009
Alternative APNs
  • 4801990002500090111
  • 174476

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
FlooringSoftwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Exterior MaterialOther
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area7,950 sqft (0.182 acres)
Lot Dimensions150 ft deep x 53 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area256 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Account Number174476
Old Parcel Number4801990002500090111
Street Address1010 N 28TH ST
CityWACO
StateTX
Zip76707-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGINOCCHIO LOT A1 A2 A3 BLOCK 22 ACRES .1825
Legal SubdivisionGINOCCHIO
Legal Block22
Legal Lot NumberA1 A3
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1009
Census Tract800

Owner

Source: McLennan County records · APN 480199000250009

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1010 N 28TH ST, WACO, TX 76707-2623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
FIDELITY BANK OF TEXAS
Apr 12, 2019Grant Deed, Transfer
KALOS PROPERTIES LLC
Jan 19, 2018Loan Modification, Mortgage
FIDELITY BK/TX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2019
Deed SaleApr 12, 2019
Deed Document Number2019012163
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1010 N 28TH ST, WACO, TX 76707-2623
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 24115, WACO, TX 76702-4115

Mortgage

Document Number0000001916
DateJan 20, 2026
Instrument2026001916
Lender
NameFIDELITY BANK OF TEXAS
TypeBank
AddressWACO, TX 76708
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term279 Months
DueApr 01, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateApr 12, 2019
Property Address1010 N 28TH ST, WACO, TX 76707-2623
Document Number0000012163
Instrument DateApr 01, 2019
Instrument12163
Transaction TypeTransfer
Record UpdatedMay 01, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 N 28TH ST WACO TX 767072623, WACO, TX 76707-2623

Mortgage

Document Number12164
DateApr 12, 2019
Instrument12164
Lender
NameKALOS PROPERTIES LLC
AddressPO BOX 24115, WACO, TX 76702-4115
Agreement
AmountAmount Recorded
Term360 Months
DueApr 11, 2049

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address1010 N 28TH ST, WACO, TX 76707-2623
Document Number0000002356
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedFeb 06, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115

Mortgage

Document Number0000002356
DateJan 25, 2018
Instrument2356
Lender
NameFIDELITY BK/TX
TypeBank
AddressWACO, TX 76708
Agreement
AmountAmount Recorded
Term240 Months
DueJan 24, 2038
Interest
Rate5%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$139,150 (+3.69%) Land $21,230 Building $117,920$139,150 (+3.69%) Land $21,230 Building $117,920
2024$3,250.00 (+8.05%)
2023$134,200 Land $21,230 Building $112,970$134,200 Land $21,230 Building $112,970
2022$3,008.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of Texas
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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