1010 Moss Ln, Frankfort, KY 40601 Property Records

Franklin County property record for 1010 Moss Ln, Frankfort, KY 40601

Property Summary

Property Type	Mobile Home
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$157,178 (Sep 2021)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048-40-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`048-40-01-005.00`
Alternative APN	`75317`

Interior

Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Mobile/Manufactured
Exterior Material	Other
Roof Type	Flat
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	75317
Street Address	1010 MOSS LN
City	FRANKFORT
State	KY
Zip	40601-9144
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1004
Census Tract	70401

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 MOSS LN, FRANKFORT, KY 40601-9144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Oct 9, 2020	Deed, Construction Loan · Construction Mortgage PERSONS BANKING COMPANY
Jan 31, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	2021535112
Deed Book / Page	606 / 592
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	00D567/136
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1010 MOSS LN, FRANKFORT, KY 40601-9144
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MOSS LN, FRANKFORT, KY 40601-9144

Mortgage

Document Number	0M1800/260
Date	Dec 16, 2025
Book Page	M1800/260
Instrument	893593

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 16, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 24, 2021
Property Address	1010 MOSS LN, FRANKFORT, KY 40601-9144
Document Number	00D606/592
Book / Page	D606 / 592
Instrument Date	Sep 22, 2021
Instrument	535112
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 SETH DR, VERSAILLES, KY 40383-8696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MOSS LN, FRANKFORT, KY 40601-9144

Mortgage

Document Number	0M1626/104
Date	Sep 24, 2021
Book Page	M1626/104
Instrument	535113

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 9, 2020
Property Address	1010 MOSS LN, FRANKFORT, KY 40601-9144
Document Number	00D597/209
Book / Page	D597 / 209
Instrument Date	Oct 2, 2020
Instrument	511294
Transaction Type	Construction Loan
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 TIERRA LINDA DR, FRANKFORT, KY 40601-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 SETH DR, VERSAILLES, KY 40383-8696

Mortgage

Document Number	0000511295
Date	Oct 9, 2020
Instrument	511295

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	Jan 31, 2017
Property Address	1010 MOSS LN, FRANKFORT, KY 40601-9144
Document Number	00D567/136
Book / Page	D567 / 136
Instrument Date	Jan 31, 2017
Instrument	455397
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 TIERRA LINDA DR, FRANKFORT, KY 40601-4620

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (+0.27%)	$157,178 (-) Land $12,000 Building $145,178	$157,178 (-) Land $12,000 Building $145,178
2023	$1,878.00	$157,178	$157,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1984–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128
Water Source	Purchased surface water from FRANKFORT PLANT BOARD
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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