1010 Millstone Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 1010 Millstone Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,456 sqft · built 2001
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$453,000 (Apr 2023)
Tax Bill	$8,215 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67 21821 0010`

Property Details

APN / Parcel Number

Primary APN	`O67 21821 0010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
1st Floor Area	1,220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	16,117 sqft (0.369 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	444 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1010 MILLSTONE RD
City	DAYTON
State	OH
Zip	45458-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 MCEWEN WOODS SEC 4
Legal Subdivision	MCEWEN WOODS
Legal Lot Number	68
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3017
Census Tract	40405

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1010 MILLSTONE RD, DAYTON, OH 45458-3272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNWLT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	May 4, 2016
Deed Document Number	202300018434
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 12, 2023
Property Address	1010 MILLSTONE RD, DAYTON, OH 45458-3272
Document Number	0000018434
Map Reference	MB 169 PG 48&48A
Instrument Date	Mar 29, 2023
Instrument	202300018434
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1010 MILLSTONE RD, DAYTON, OH 45458-3272

Mortgage

Document Number	0000018435
Date	Apr 12, 2023
Instrument	202300018435

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1010 MILLSTONE RD, DAYTON, OH 45458-3272
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	TRIAD TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025016
Date	Mar 29, 2021
Instrument	2021-00025016

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1010 MILLSTONE RD, DAYTON, OH 45458-3272
Document Number	0000012844
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MILLSTONE RD DAYTON OH 454583272, DAYTON, OH 45458-3272

Mortgage

Document Number	0000012844
Date	Feb 25, 2020
Instrument	12844

Lender

Name	FIRST CMNWLT BK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,740 (-) Land $28,560 Building $94,180
2024	$8,215.00 (+8.65%)
2023	$7,561.00 (+7.6%)	$122,740 (+36%) Land $28,560 Building $94,180	$350,690 (+36%) Land $81,600 Building $269,090
2022	$7,027.00	$90,250 Land $21,000 Building $69,250
2020			$257,860 Land $60,000 Building $197,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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