1010 Michael Dr, Papillion, NE 68046 Property Records

Sarpy County property record for 1010 Michael Dr, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,272 sqft · built 1985
Lot Size	0.212 acres (9,231 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Aug 2024)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011071702`

Property Details

APN / Parcel Number

Primary APN	`011071702`
Alternative APNs	`717022959230400570000320` `770977184` `13397171` `13439001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,272 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,624 sqft
Basement Area	1,468 sqft
Finished Basement	648 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,231 sqft (0.212 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Deck Area	24 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	13397171
Street Address	1010 MICHAEL DR
City	PAPILLION
State	NE
Zip	68046-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 320 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Lot Number	320
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	6
Census Block	6007
Census Tract	10617

Owner

1010 Michael Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Sarpy County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 MICHAEL DR, PAPILLION, NE 68046-6134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Dec 6, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ACCESS BANK
Sep 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Dec 6, 2022 · Amount on File
Deed Document Number	202414586
Prior Transfer Date	Nov 21, 2022
Prior Transfer Doc	0000000439
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	1010 MICHAEL DR, PAPILLION, NE 68046-6134
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MICHAEL DR, PAPILLION, NE 68046-6134

Mortgage

Document Number	0000001282
Date	Jan 21, 2026
Instrument	2026-01282

Lender

Name	EXCHANGE BANK
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARPY NE
Recording Date	Dec 6, 2022
Property Address	1010 MICHAEL DR, PAPILLION, NE 68046-6134
Document Number	0000000439
Instrument Date	Nov 21, 2022
Instrument	2022-30439
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	MIDWEST TITLE-OMAHA, MIDWEST TITLE OMAHA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 MICHAEL DR, PAPILLION, NE 68046-6134

Mortgage

Document Number	0000000440
Date	Dec 6, 2022
Instrument	2022-30440

Lender

Name	ACCESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	11.7%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARPY NE
Recording Date	Sep 9, 2022
Property Address	1010 MICHAEL DR, PAPILLION, NE 68046-6134
Document Number	0000004095
Instrument Date	Sep 2, 2022
Instrument	2022-24095
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Michael Dr was $4,986, up 6.6% from the year before.

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,986.00 (+6.56%)	$342,106 Land $52,000 Building $290,106	$342,106 Land $52,000 Building $290,106
2024	$4,679.00 (-9.15%)
2023	$5,150.00 (-3.56%)	$273,523 Land $48,000 Building $225,523	$273,523 Land $48,000 Building $225,523
2022	$5,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Michael Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Michael Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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