Osceola County property record for 1010 Maryland Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,096 sqft · built 1910 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,400 (Jan 2024) |
| Tax Bill | $2,575 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0169-0060 |
| Primary APN | 01-26-30-0001-0169-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| Gross Area | 1,408 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,048 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1010 MARYLAND AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 169 LOTS 6 & 7 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 169 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 43500 |
Source: Osceola County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 702 MINNESOTA AVE, SAINT CLOUD, FL 34769-3253 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OSCEOLA COUNTY HUMAN SERVICES |
| Jan 17, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Document Number | 20246937 |
| Deed Book / Page | 6535 / 1051 |
| Prior Transfer Date | Nov 14, 2023 |
| Prior Transfer Doc | 0065351051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 1010 MARYLAND AVE, SAINT CLOUD, FL 34769-3827 |
| Document Number | 0000099844 |
| Book / Page | 7012 / 1259 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202699844 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 702 MINNESOTA AVE, SAINT CLOUD, FL 34769-3253 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 27, 2026 |
| Property Address | 1010 MARYLAND AVE, SAINT CLOUD, FL 34769-3827 |
| Document Number | 0000068891 |
| Book / Page | 6977 / 674 |
| Instrument Date | May 18, 2026 |
| Instrument | 202668891 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1010 MARYLAND AVE, SAINT CLOUD, FL 34769-3827 |
| Document Number | 0000068891, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 6977/674 |
| Instrument | 202668891 |
| Name | OSCEOLA COUNTY HUMAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 17, 2024 |
| Property Address | 1010 MARYLAND AVE, SAINT CLOUD, FL 34769-3827 |
| Document Number | 0065351051 |
| Book / Page | 6535 / 1051 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2024006937 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 MINNESOTA AVE, SAINT CLOUD, FL 34769-3253 |
| Name | Verified Name |
|---|---|
| Address | 1010 MARYLAND AVE, SAINT CLOUD, FL 34769-3827 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 (+6.05%) | $199,500 (+13.16%) Land $46,800 Building $152,700 | $199,500 (+13.16%) Land $46,800 Building $152,700 |
| 2024 | $2,428.00 (-13.66%) | ||
| 2023 | $2,812.00 (+12.8%) | $176,300 (+18.88%) Land $42,500 Building $133,800 | $176,300 (+18.88%) Land $42,500 Building $133,800 |
| 2022 | $2,493.00 | $148,300 Land $35,100 Building $113,200 | $148,300 Land $35,100 Building $113,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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