1010 Laurel St, Bedford, VA 24523 Property Records

Bedford County property record for 1010 Laurel St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,181 sqft · built 1942
Owner	Individual Name on Record
Last Sale	$87,700 (Oct 2019)
Tax Bill	$401 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Apr 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`173 5 4 T`

Property Details

APN / Parcel Number

Primary APN	`173 5 4 T`
Alternative APN	`80502043`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,181 sqft Living Area

Exterior

Year Built	Built 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1010 LAUREL ST
City	BEDFORD
State	VA
Zip	24523-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL ST LOT 4
Legal Subdivision	LAUREL ST
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2010
Census Tract	50102

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 LAUREL ST, BEDFORD, VA 24523-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 30, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	190009785
Record Updated	Jun 7, 2026

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 18, 2019
Property Address	1010 LAUREL ST, BEDFORD, VA 24523-1411
Document Number	190009785
Instrument Date	Sep 19, 2019
Instrument	190009785
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LAUREL ST, BEDFORD, VA 24523-1411

Mortgage

Document Number	190009786
Date	Oct 18, 2019
Instrument	190009786

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 30, 2019
Property Address	1010 LAUREL ST, BEDFORD, VA 24523-1411
Document Number	190003706
Instrument Date	Apr 11, 2019
Instrument	190003706
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$401.00 Additional exemption filed	$48,950	$97,900 Land $25,000 Building $72,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel St

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