1010 Lafayette St, Aurora, IL 60505 Property Records

Kane County property record for 1010 Lafayette St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 614 sqft · built 1924
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Jun 2010)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-34-106-030`

Property Details

APN / Parcel Number

Primary APN	`15-34-106-030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	614 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	614 sqft
Basement Area	614 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Detached
Porch	Enclosed Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1010 LAFAYETTE ST
City	AURORA
State	IL
Zip	60505-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 5TH ADDN : LOT 3 BLK 5 PART VAC ALLEY ADJ
Legal Subdivision	H H EVANS 5TH ADDN
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3004
Census Tract	854100

Owner

1010 Lafayette St is owned and occupied by an individual who bought it in June 2010.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 LAFAYETTE ST, AURORA, IL 60505-5526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 28, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2010 · Amount on File
Deed Sale	Jun 25, 2010 · Amount on File
Deed Document Number	201040700
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1010 LAFAYETTE ST, AURORA, IL 60505-5526
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LAFAYETTE ST, AURORA, IL 60505-5526

Mortgage

Document Number	0000043457
Date	Dec 13, 2023
Instrument	2023K043457

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Mar 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1010 LAFAYETTE ST, AURORA, IL 60505-5526
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006018
Date	Feb 28, 2023
Instrument	2023K006018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	4.99%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1010 LAFAYETTE ST, AURORA, IL 60505-5526
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051419
Date	Jul 6, 2021
Instrument	2021K051419

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Lafayette St was $3,795 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00 Homeowner's exemption	$66,109 (+9.39%) Land $14,954 Building $51,155	$198,406 (+9.39%) Land $44,880 Building $153,526
2024		$60,434 Land $13,670 Building $46,764	$181,375 Land $41,026 Building $140,348
2022	$3,287.00 (+2.14%) Homeowner's exemption	$49,267 (+7.41%) Land $11,144 Building $38,123	$147,801 (+7.41%) Land $33,432 Building $114,369
2021	$3,218.00 Homeowner's exemption	$45,868 Land $10,375 Building $35,493	$137,604 Land $31,125 Building $106,479

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Lafayette St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2002)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1010 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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