1010 Keltic Cir, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 1010 Keltic Cir, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,226 sqft · built 2001
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2016)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Refinance + 2 more
APN	`0251015000590`

Property Details

APN / Parcel Number

Primary APN	`0251015000590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	910 sqft
Upper Floors Area	910 sqft
Attic	Attic
Attic Area	120 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,850 sqft (0.295 acres)
Lot Dimensions	177 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	440 sqft
Patio Area	411 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1010 KELTIC CIR
City	CHESAPEAKE
State	VA
Zip	23323-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	LOT 59 CAMELOT SEC 9 PH 11
Legal Subdivision	HEATHER PINES / NORTH CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1026
Census Tract	21406

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 KELTIC CIR, CHESAPEAKE, VA 23323-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2016 · Amount on Record
Deed Sale	Jan 11, 2016 · Amount on Record
Prior Sale	Jan 9, 2002 · Amount on Record
Deed Document Number	2016630
Deed Book / Page	9600 / 674
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1010 KELTIC CIR, CHESAPEAKE, VA 23323-2735
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10704/1665
Date	Nov 1, 2023
Book Page	10704/1665
Instrument	230022732

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1010 KELTIC CIR, CHESAPEAKE, VA 23323-2735
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010494/276
Date	Dec 13, 2021
Book Page	10494/276
Instrument	210055228

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1010 KELTIC CIR, CHESAPEAKE, VA 23323-2735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10015/1727
Date	May 29, 2019
Book Page	10015/1727
Instrument	190012633

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.18%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1010 KELTIC CIR, CHESAPEAKE, VA 23323-2735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10118/573
Date	Feb 28, 2020
Book Page	10118/573
Instrument	200006365

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,700 (+2.28%) Land $125,000 Building $255,700	$380,700 (+2.28%) Land $125,000 Building $255,700
2025	$3,759.00 (+35.95%)	$372,200 (+5.44%) Land $120,000 Building $252,200	$372,200 (+5.44%) Land $120,000 Building $252,200
2023		$353,000 (+14.95%) Land $110,000 Building $243,000	$353,000 (+14.95%) Land $110,000 Building $243,000
2022		$307,100 Land $85,000 Building $222,100	$307,100 Land $85,000 Building $222,100
2019	$2,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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