1010 K St, Centralia, WA 98531 Property Records

Lewis County property record for 1010 K St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1915
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Feb 2021)
Tax Bill	$1,547 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
APN	`003223-000-000`

Property Details

APN / Parcel Number

Primary APN	`003223-000-000`
Alternative APNs	`2175405` `2218722`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,092 sqft
1st Floor Area	1,012 sqft
Basement Area	80 sqft
Flooring	Carpet

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	2218722
Street Address	1010 K ST
City	CENTRALIA
State	WA
Zip	98531-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LTS 9 & 10 BLK 70 SECOND RAILROAD ADD 2/128 2002277
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	SECOND RAILROAD ADD
Legal Block	70
Legal Lot Number	9,10
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2011
Census Tract	970500

Owner

1010 K St is owned and occupied by two individuals who bought it in February 2021.

Source: Lewis County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 K ST, CENTRALIA, WA 98531-3124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Aug 11, 2017 · Amount on File
Deed Document Number	20213544371
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Feb 19, 2021
Property Address	1010 K ST, CENTRALIA, WA 98531-3124
Document Number	0003544371
Map Reference	VOL 2 PG 127-131
Instrument Date	Feb 16, 2021
Instrument	3544371
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,683.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 K ST, CENTRALIA, WA 98531-3124

Mortgage

Document Number	0003544372
Date	Feb 19, 2021
Instrument	3544372

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1010 K ST, CENTRALIA, WA 98531-3124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003540999
Date	Jan 7, 2021
Instrument	3540999

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1010 K ST, CENTRALIA, WA 98531-3124
Document Number	0003506383
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 K ST CENTRALIA WA 985313124, CENTRALIA, WA 98531-3124

Mortgage

Document Number	0003506383
Date	Jul 29, 2019
Instrument	3506383

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2039

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Aug 11, 2017
Property Address	1010 K ST, CENTRALIA, WA 98531-3124
Document Number	0003470139
Instrument Date	Aug 9, 2017
Instrument	3470139
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,954.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 K ST, CENTRALIA, WA 98531-3124

Mortgage

Document Number	0003470140
Date	Aug 11, 2017
Instrument	3470140

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,400 (-) Land $75,000 Building $160,400	$235,400 (-) Land $75,000 Building $160,400
2024	$1,547.00 (-19.84%)	$235,400 Land $75,000 Building $160,400	$235,400 Land $75,000 Building $160,400
2023	$1,930.00
2022		$235,400 Land $75,000 Building $160,400	$235,400 Land $75,000 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1010 K St; there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1990–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 K St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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