McHenry County property record for 1010 Joshua Tree, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.202 acres (8,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Oct 2011) |
| Tax Bill | $849 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-328-022 |
| Primary APN | 01-36-328-022 |
|---|
| Lot Area | 8,807 sqft (0.202 acres) |
|---|
| Street Address | 1010 JOSHUA TREE |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2011R0046819 LT 111 PARK POINTE UNIT 3B MEMO: OHALLORAN, ROBERT/ GUIAB, EUGENE |
| Legal Subdivision | PARK POINTE UNIT 3B |
| Legal Lot Number | 111 |
| Legal Unit | 3B |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 870302 |
Source: McHenry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4333 N MONTICELLO AVE, CHICAGO, IL 60618-1004 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL |
| Nov 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| May 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jan 10, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2011 · Amount on Record |
| Deed Sale | Oct 24, 2011 · Amount on Record |
| Prior Sale | Feb 17, 2010 |
| Deed Document Number | 201142646 |
| Last Transfer Date | Jul 2, 2024 |
| Transfer Doc | 0000017605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 15, 2026 |
| Property Address | 1010 JOSHUA TREE, HARVARD, IL 60033-3268 |
| Document Number | 0000026944 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 202626944 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000026944, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202626944 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1010 JOSHUA TREE, HARVARD, IL 60033-3268 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000032621 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025R0032621 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate | 8.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1010 JOSHUA TREE, HARVARD, IL 60033-3268 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027670 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021R0027670 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate | 2.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1010 JOSHUA TREE, HARVARD, IL 60033-3268 |
| Document Number | 0000001547 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1010 JOSHUA TREE HARVARD IL 600333268, HARVARD, IL 60033-3268 |
| Document Number | 0000001547 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 1547 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $849.00 | $74,205 (+25.34%) Land $11,294 Building $62,911 | $222,615 (+25.34%) Land $33,882 Building $188,733 |
| 2022 | Homeowner's exemption | $59,201 Land $10,210 Building $48,991 | $177,603 Land $30,630 Building $146,973 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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