1010 Humbug Creek Rd, Applegate (Jacksonville), OR 97530 Property Records

Jackson County property record for 1010 Humbug Creek Rd, Applegate, OR 97530

Property Summary

Property Type	Commercial
Details	2 ba · 2,340 sqft · built 2015
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2021)
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384W140000229`

Property Details

APN / Parcel Number

Primary APN	`384W140000229`
Alternative APNs	`384W14229` `10697347`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,340 sqft Gross Area
1st Floor Area	2,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Deck Area	420 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1010 HUMBUG CREEK RD
City	JACKSONVILLE
State	OR
Zip	97530-9615
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-00
Legal Range	04W
Legal Township	38S
Legal Section	14
Legal Block	4
Jurisdiction	JACKSON OR
Township / Civil Division	SOUTHWEST JACKSON
Census Block Group	4
Census Block	4019
Census Tract	3001

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 HUMBUG CREEK RD, JACKSONVILLE, OR 97530-9615
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Intrafamily Transfer, Transfer · Construction Mortgage BANNER BANK
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jun 8, 2007 · Amount on Record
Deed Document Number	202119769
Last Transfer Date	Jul 20, 2022
Transfer Doc	0000023637
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jul 28, 2022
Property Address	1010 HUMBUG CREEK RD, APPLEGATE, OR 97530-9615
Document Number	0000023637
Instrument Date	Jul 27, 2022
Instrument	2022-023637
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1010 HUMBUG CREEK RD, JACKSONVILLE, OR 97530-9615

Mortgage

Document Number	0000023638
Date	Jul 28, 2022
Instrument	2022-023638

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	May 3, 2021
Property Address	1010 HUMBUG CREEK RD, APPLEGATE, OR 97530-9615
Document Number	0000019769
Instrument Date	Apr 28, 2021
Instrument	2021-019769
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 HUMBUG CREEK RD, JACKSONVILLE, OR 97530-9615

Mortgage

Document Number	0000019770
Date	May 3, 2021
Instrument	2021-019770

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,530 (+3%)	$775,720 (+2.39%) Land $381,540 Building $394,180
2025	$3,407.00 (+2.47%)	$332,560 (+3%) Land $171,499 Building $161,061	$757,640 (+17.91%) Land $390,710 Building $366,930
2024	$3,325.00 (+86.69%)	$322,880 (+81.07%) Land $106,420 Building $216,460	$642,570 (+54.01%) Land $295,600 Building $346,970
2023	$1,781.00 (+21.16%)	$178,320 (+20.49%) Land $103,330 Building $74,990	$417,220 (-2.73%) Land $311,860 Building $105,360
2022	$1,470.00	$148,000 Land $100,320 Building $47,680	$428,910 Land $372,100 Building $56,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 87% of Oregon
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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