1010 Herbert St, Niles, MI 49120 Property Records

Berrien County property record for 1010 Herbert St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1995
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$45,900 (Sep 2008)
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-2340-0040-00-9`

Property Details

APN / Parcel Number

Primary APN	`14-2340-0040-00-9`
Alternative APN	`11-14-2340-0040-00-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modular
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1010 HERBERT ST
City	NILES
State	MI
Zip	49120-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 40 FIRST ADDITION TO FRANKLIN PARK
Legal Subdivision	FIRST ADDITION
Legal Lot Number	40
Legal Unit	40
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2021
Census Tract	21000

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1617 TERMINAL RD, NILES, MI 49120-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Dec 30, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2008 · Amount on Record
Deed Sale	Sep 26, 2008 · Amount on Record
Prior Sale	Sep 5, 2007 · Amount on Record
Deed Book / Page	2859 / 1846
Last Transfer Date	Dec 28, 2020
Transfer Doc	03306/2267
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1010 HERBERT ST, NILES, MI 49120-3872
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03462/3159
Date	Oct 22, 2025
Book Page	3462/3159
Instrument	2025444436

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 30, 2020
Property Address	1010 HERBERT ST, NILES, MI 49120-3872
Document Number	03306/2267
Book / Page	3306 / 2267
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1236 AIRPORT RD, NILES, MI 49120-9201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 TERMINAL RD, NILES, MI 49120-1244

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 30, 2020
Property Address	1010 HERBERT ST, NILES, MI 49120-3872
Document Number	03306/2698
Book / Page	3306 / 2698
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1617 TERMINAL RD, NILES, MI 49120-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 HERBERT ST, NILES, MI 49120-3872

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,300 (-17.03%)	$128,600 (-17.03%)
2025	$1,700.00 (+11.84%) Homeowner's exemption	$77,500 (+45.13%)	$155,000 (+45.13%)
2024	$1,520.00 (+10.95%)
2023		$53,400	$106,800
2022	$1,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1981–2008)
Most Recent Claim	Oct 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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