Defiance County property record for 1010 Harding St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1968 |
| Lot Size | 0.188 acres (8,185 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $937 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | I020113A04100 |
| Primary APN | I020113A04100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,185 sqft (0.188 acres) |
| Lot Dimensions | 132 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 420 sqft |
|---|---|
| Patio Area | 161 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1010 HARDING ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-1851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KROTZ ADDITION TO N DEF LOTS 6 & 7 PT |
| Legal Subdivision | KROTZ ADD |
| Legal Lot Number | 6,7 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | NOBLE |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 958500 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 HARDING ST, DEFIANCE, OH 43512-1851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 1010 HARDING ST, DEFIANCE, OH 43512-1851 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1010 HARDING ST, DEFIANCE, OH 43512-1851 |
| Document Number | 00452/2215 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 452/2215 |
| Instrument | 202200004835 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Oct 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Noble Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $937.00 | $34,740 (-) Land $3,980 Building $30,760 | |
| 2024 | $937.00 (-28.36%) | $34,740 (-) Land $3,980 Building $30,760 | $99,240 (-0.02%) Land $11,360 Building $87,880 |
| 2023 | $1,308.00 (+21.45%) | $34,740 (+35.12%) Land $3,980 Building $30,760 | $99,256 (+35.15%) Land $11,371 Building $87,885 |
| 2022 | $1,077.00 | $25,710 Land $3,900 Building $21,810 | |
| 2020 | $73,440 Land $11,130 Building $62,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2008) |
| Most Recent Claim | Feb 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Omni Fiber.
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