Polk County property record for 1010 Hammock Shade Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,138 sqft · built 1987 |
| Lot Size | 0.402 acres (17,489 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,500 (Sep 2012) |
| Tax Bill | $2,035 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161004-000940 |
| Primary APN | 24-27-08-161004-000940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,138 sqft Living Area |
| Gross Area | 2,782 sqft |
| 1st Floor Area | 2,138 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 17,489 sqft (0.402 acres) |
| Lot Dimensions | 149 ft deep x 117 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 503 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1010 HAMMOCK SHADE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 94 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | OAKS OF LAKELAND THE |
| Legal Tract | 161004 |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12304 |
1010 Hammock Shade Dr is owned and occupied by two individuals who bought it in September 2012.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 HAMMOCK SHADE DR, LAKELAND, FL 33809-4649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| May 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2012 · Amount on File |
| Deed Sale | Sep 18, 2012 · Amount on File |
| Deed Document Number | 2012165797 |
| Deed Book / Page | 8751 / 1044 |
| Prior Transfer Date | Oct 15, 2010 |
| Prior Transfer Doc | 0000167886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1010 HAMMOCK SHADE DR, LAKELAND, FL 33809-4649 |
| Document Number | 0108830506 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1010 HAMMOCK SHADE DR LAKELAND FL 338094649, LAKELAND, FL 33809-4649 |
| Document Number | 0108830506 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 010883/000506 |
| Instrument | 130034 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1010 HAMMOCK SHADE DR, LAKELAND, FL 33809-4649 |
| Document Number | 0104970823 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1010 HAMMOCK SHADE DR LAKELAND FL 338094649, LAKELAND, FL 33809-4649 |
| Document Number | 0104970823 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 010497/000823 |
| Instrument | 112890 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 1010 Hammock Shade Dr was $2,035 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,128 (+2.7%) | $375,345 (+2.1%) Land $60,000 Building $315,345 | |
| 2025 | $2,035.00 Homeowner's exemption | $202,656 | $367,619 Land $60,000 Building $307,619 |
| 2023 | $2,472.00 (+4.13%) Homeowner's exemption | $191,209 (+3%) | $368,665 (+17.08%) Land $58,000 Building $310,665 |
| 2022 | $2,374.00 Homeowner's exemption | $185,640 | $314,875 Land $48,000 Building $266,875 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Hammock Shade Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures