1010 Graystone Ln, Forest, VA 24551 Property Records

Bedford County property record for 1010 Graystone Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$263,900 (Mar 2021)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`99 34 17`

Property Details

APN / Parcel Number

Primary APN	`99 34 17`
Alternative APNs	`90512309` `517464`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	1010 GRAYSTONE LN
City	FOREST
State	VA
Zip	24551-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMINGTON AT FOREST SEC 18 LOT 17 PB 58/167
Legal Subdivision	FARMINGTON AT FOREST
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	30103

Owner

Source: Bedford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 GRAYSTONE LN, FOREST, VA 24551-2543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Mar 9, 2021 · Amount on Record
Deed Document Number	20214271
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 19, 2021
Property Address	1010 GRAYSTONE LN, FOREST, VA 24551-2543
Document Number	0210004271
Instrument Date	Mar 12, 2021
Instrument	210004271
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GRAYSTONE LN, FOREST, VA 24551-2543

Mortgage

Document Number	0210004272
Date	Mar 19, 2021
Instrument	210004272

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 3, 2019
Property Address	1010 GRAYSTONE LN, FOREST, VA 24551-2543
Document Number	0190003850
Instrument Date	Apr 30, 2019
Instrument	190003850
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003851
Date	May 3, 2019
Instrument	190003851

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00	$316,000 (+1%) Land $50,000 Building $266,000
2023	$1,295.00 Additional exemption filed	$158,000	$316,000 Land $50,000 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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