Jefferson County property record for 1010 Grace St, Birmingham, AL 35209
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,908 sqft · built 2021 |
| Lot Size | 0.244 acres (10,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Jul 2020) |
| Tax Bill | $9,755 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-13-2-004-002.000 |
| Primary APN | 29-00-13-2-004-002.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,908 sqft Living Area |
| Gross Area | 7,362 sqft |
| 1st Floor Area | 2,454 sqft |
| Basement Area | 2,454 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,620 sqft (0.244 acres) |
| Lot Dimensions | 118 ft deep x 90 ft wide |
| Terrain | Steep |
| View / Lot | Restrictions |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 395878 |
|---|---|
| Street Address | 1010 GRACE ST |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35209-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 16-A HAND RESUR BLK E HIGHLAND LAND COMPANY ANNEX TO SOUTH HIGHLANDS PB 241 PG 3 |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | HAND RESUR BLK E HIGHLAND LAND |
| Legal Block | E |
| Legal Lot Number | 16-A |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10701 |
Source: Jefferson County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Jan 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RIVER BANK AND TRUST |
| Jul 2, 2020 | Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Oct 18, 2019 | Trustee's Deed, Construction Loan · Line of Credit RENASANT BK |
| Aug 27, 2019 | Loan Modification, Mortgage RENASANT BK |
| Mar 6, 2019 | Loan Modification, Mortgage RENASANT BK |
| Dec 28, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | Jun 6, 2018 · Amount on Record |
| Deed Document Number | 202069007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000015227 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021015227 |
| Name | RENASANT BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000015016 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021015016 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000005557 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024005557 |
| Name | RIVER BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 2, 2020 |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000069007 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020069007 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000069008 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020069008 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 366 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 30, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Oct 18, 2019 |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 109491 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 311 KENILWORTH DR HOMEWOOD AL 352095411, HOMEWOOD, AL 35209-5411 |
| Document Number | 0000109491 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 109491 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 17, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000097568 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 311 KENILWORTH DR HOMEWOOD AL 352095411, HOMEWOOD, AL 35209-5411 |
| Document Number | 0000097568 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 97568 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000023958 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 311 KENILWORTH DR HOMEWOOD AL 352095411, HOMEWOOD, AL 35209-5411 |
| Document Number | 0000023958 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 23958 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Dec 28, 2017 |
| Property Address | 1010 GRACE ST, BIRMINGHAM, AL 35209-3409 |
| Document Number | 0000131574 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 131574 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 KENILWORTH DR HOMEWOOD AL 352095411, HOMEWOOD, AL 35209-5411 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Homewood City |
| Unified School District | Homewood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,755.00 (+12.75%) Homeowner's exemption | $131,020 (+6.99%) | $1,322,900 (+8.03%) Land $320,000 Building $1,002,900 |
| 2023 | $122,460 Land $32,000 Building $90,460 | $1,224,600 Land $320,000 Building $904,600 | |
| 2022 | $8,652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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