1010 Gemstone Dr, York, SC 29745 Property Records

York County property record for 1010 Gemstone Dr, York, SC 29745

Property Summary

Property Type	Single Family Home
Lot Size	1.19 acres (52,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,810 (Sep 2026)
Tax Bill	$255 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`455-00-00-213`

Property Details

APN / Parcel Number

Primary APN	`455-00-00-213`

Exterior

Lot Area	52,017 sqft (1.19 acres)

Location & Zoning

Street Address	1010 GEMSTONE DR
City	YORK
State	SC
Zip	29745-6378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	LOT 79 DAVIDSON RIDGE PHSE II
Legal Subdivision	DAVIDSON RIDGE
Legal Tract	79
Legal Lot Number	79
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	2
Census Block	2002
Census Tract	61504

Owner

Source: York County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 GEMSTONE DR, YORK, SC 29745-6378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	202632375
Deed Book / Page	22805 / 215
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 8, 2026
Property Address	1010 GEMSTONE DR, YORK, SC 29745-6378
Document Number	0000032375
Book / Page	22805 / 215
Instrument Date	Sep 4, 2026
Instrument	202632375
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,008.91
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GEMSTONE DR, YORK, SC 29745-6378

Mortgage

Document Number	0000032376,
Date	Sep 8, 2026
Instrument	202632376

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Nov 20, 2018
Property Address	1010 GEMSTONE DR, YORK, SC 29745-6378
Document Number	1728500476
Book / Page	017285 / 000476
Instrument Date	Nov 13, 2018
Instrument	49515
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$97.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GEMSTONE DR YORK SC 297456378, YORK, SC 29745-6378

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (+15.91%)	$1,481 (+14.98%) Land $1,481	$38,000 (-) Land $38,000
2023	$220.00	$1,288 Land $1,288	$38,000 Land $38,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gemstone Dr

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