Caroline County property record for 1010 Gay St, Denton, MD 21629
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,214 sqft · built 1990 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,913 (2026) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-034178 |
| Primary APN | 03-034178 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,214 sqft Total Area |
| 1st Floor Area | 156 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 155 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 034178 |
|---|---|
| Street Address | 1010 GAY ST |
| City | DENTON |
| State | MD |
| Zip | 21629-1174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GC |
| Legal Description | 1.18 AC SE/S GAY STREET DENTON |
| Legal Subdivision | LAND OF THOMAS H BROWN |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 3, DENTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 955302 |
1010 Gay St is owned and occupied by two individuals who acquired it in July 2015.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 GAY ST, DENTON, MD 21629-1174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2015 |
| Transfer Doc | 0011910231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 1010 GAY ST, DENTON, MD 21629-1174 |
| Document Number | 0012860086 |
| Book / Page | 001286 / 000086 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1010 GAY ST DENTON MD 216291174, DENTON, MD 21629-1174 |
| Document Number | 0012860086 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 001286/000086 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1010 Gay St was $3,913 with a homeowner's exemption, up 3.5% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Denton Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,913.00 (+3.55%) Homeowner's exemption | $328,367 (+10.49%) | $390,700 (+31.46%) Land $56,300 Building $334,400 |
| 2025 | $3,779.00 Homeowner's exemption | $297,200 Land $55,900 Building $241,300 | $297,200 Land $55,900 Building $241,300 |
| 2023 | $3,659.00 Homeowner's exemption | $247,867 | $297,200 Land $55,900 Building $241,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 Gay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1010 Gay St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DENTON serves 4,848 people · EPA ID MD0050001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Simple Fiber.
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