1010 Garden Web Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1010 Garden Web Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,392 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Apr 2012)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-003-298`

Property Details

APN / Parcel Number

Primary APN	`07-003-298`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
1st Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1010 GARDEN WEB RD
City	INDIAN TRAIL
State	NC
Zip	28079-5788
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#335 FIELDSTONE FARM MP6 OPCK418
Legal Subdivision	FIELDSTONE FARM
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2012
Census Tract	20305

Owner

1010 Garden Web Rd, a rural home, is owned and occupied by an individual who bought it in April 2012.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 GARDEN WEB RD, INDIAN TRAIL, NC 28079-5788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU
Dec 3, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2012 · Amount on File
Deed Sale	Apr 25, 2012 · Amount on File
Deed Document Number	201212230
Deed Book / Page	5725 / 159
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1010 GARDEN WEB RD, INDIAN TRAIL, NC 28079-5788
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8122127
Date	Jun 1, 2021
Book Page	8122/127
Instrument	25990

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1010 GARDEN WEB RD, INDIAN TRAIL, NC 28079-5788
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77991
Date	Sep 4, 2020
Book Page	7799/1
Instrument	35026

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	1010 GARDEN WEB RD, INDIAN TRAIL, NC 28079-5788
Document Number	7290565
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GARDEN WEB RD INDIAN TRAIL NC 280795788, INDIAN TRAIL, NC 28079-5788

Mortgage

Document Number	7290565
Date	Dec 28, 2018
Book Page	007290/000565
Instrument	35412

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Garden Web Rd was $2,744.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,400 (-) Land $90,400 Building $326,000	$416,400 (-) Land $90,400 Building $326,000
2025	$2,744.00	$416,400 Land $90,400 Building $326,000	$416,400 Land $90,400 Building $326,000
2023	$2,327.00	$278,400 Land $51,000 Building $227,400	$278,400 Land $51,000 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Garden Web Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Garden Web Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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