1010 Gaines Dr, Madison, TN 37115 Property Records

Nashville-Davidson Metropolitan Government property record for 1010 Gaines Dr, Madison, TN 37115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1954
Lot Size	5.17 acres (225,641 sqft)
Owner	Owner Name on Record
Last Sale	$76,125 (Sep 2009)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`051-07-0-019-00`

Property Details

APN / Parcel Number

Primary APN	`051-07-0-019-00`
Alternative APN	`000022725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	1,035 sqft

Exterior

Year Built	Built 1954
Exterior Material	Brick
Roof Material	Other
Lot Area	225,641 sqft (5.17 acres)
Porch	Finished/Screened Porch
Deck Area	240 sqft
Patio Area	397 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000022725
Old Parcel Number	051070 01900
Street Address	1010 GAINES DR
City	MADISON
State	TN
Zip	37115-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Description	W/S DUE WEST AV W OF SAUNDERS AV
Legal Subdivision	PLEASANT ACRES SEC 01
Legal Lot Number	161
Jurisdiction	DAVIDSON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	10802

Owner

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4040 MATILDA ST, NASHVILLE, TN 37207-1227

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2009 · Amount on Record
Deed Sale	Sep 2, 2009 · Amount on Record
Prior Sale	Mar 4, 2009 · Amount on Record
Deed Document Number	200909020082439
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	1010 GAINES DR, MADISON, TN 37115-4408
Document Number	0000048605
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GAINES DR MADISON TN 371154408, MADISON, TN 37115-4408

Mortgage

Document Number	0000048605
Date	May 11, 2020
Instrument	48605

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,334.00 (+26.76%)	$154,025 (+46.59%) Land $81,575 Building $72,450	$616,100 (+46.59%) Land $326,300 Building $289,800
2023	$3,419.00 (-14.1%)	$105,075 (-) Land $48,950 Building $56,125
2022	$3,980.00	$105,075 Land $48,950 Building $56,125	$420,300 (-) Land $195,800 Building $224,500
2021			$420,300 Land $195,800 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1982–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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