1010 Froyd Rd, Concord, CA 94521 Property Records

Contra Costa County property record for 1010 Froyd Rd, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,250 sqft · built 2002
Lot Size	0.549 acres (23,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,005,000 (May 2017)
Tax Bill	$13,820 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-210-016-6`

Property Details

APN / Parcel Number

Primary APN	`121-210-016-6`
Alternative APN	`121-210-016`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,250 sqft Living Area
1st Floor Area	1,627 sqft
2nd Floor Area	1,623 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Lot Area	23,920 sqft (0.549 acres)
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1010 FROYD RD
City	CONCORD
State	CA
Zip	94521-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T04886 L0037 B
Legal Subdivision	DAVID RDG
Legal Tract	04886
Legal Lot Number	37
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 FROYD RD, CONCORD, CA 94521-4833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2017	Grant Deed, Transfer · Conventional Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Apr 13, 2001 · Amount on Record
Deed Document Number	201790192
Prior Transfer Date	May 25, 2006
Prior Transfer Doc	0000190331
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1010 FROYD RD, CONCORD, CA 94521-4833
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 FOYD RD, CONCORD, CA 94521-4833

Mortgage

Document Number	0000012633
Date	Jan 14, 2021
Instrument	2021-012633

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1010 FROYD RD, CONCORD, CA 94521-4833
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056313
Date	Apr 23, 2019
Instrument	2019-056313

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 24, 2017
Property Address	1010 FROYD RD, CONCORD, CA 94521-4833
Document Number	0000090192
Instrument Date	May 16, 2017
Instrument	90192
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 FROYD RD CONCORD CA 945214833, CONCORD, CA 94521-4833

Mortgage

Document Number	90193
Date	May 24, 2017
Instrument	90193

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Mortgage

Document Number	90194,
Date	May 24, 2017
Instrument	90194

Lender

Name	NAVKIRANDEEP KAUR
Address	1031 N REISER CT, ANAHEIM, CA 92801-3360

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,189,709 (+2%) Land $532,705 Building $657,004
2025	$13,820.00 (+4.27%) Homeowner's exemption	$1,166,382 (+4.04%) Land $522,260 Building $644,122
2023	$13,254.00 (+1.15%) Homeowner's exemption	$1,121,092 Land $501,981 Building $619,111
2022	$13,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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