1010 Franklin St, Reading, PA 19602 Property Records

Berks County property record for 1010 Franklin St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,702 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Apr 2024)
Tax Bill	$900 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`5316-21-09-7543`

Property Details

APN / Parcel Number

Primary APN	`5316-21-09-7543`
Alternative APNs	`03-5316-21-09-7543` `382525`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1010 FRANKLIN ST
City	READING
State	PA
Zip	19602-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2006
Census Tract	1900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	310 N BUCK RD, DOWNINGTOWN, PA 19335-1416
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit KIAVI FUNDING INC
Apr 12, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Deed Document Number	202410425
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	0000010392
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1010 FRANKLIN ST, READING, PA 19602-1206
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	KEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010426
Date	Apr 9, 2024
Instrument	2024010426

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	2 ALLEGHENY CTR STE 200, PITTSBURGH, PA 15212

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 12, 2023
Property Address	1010 FRANKLIN ST, READING, PA 19602-1206
Document Number	0000010392
Instrument Date	Mar 27, 2023
Instrument	2023010392
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 FRANKLIN ST, READING, PA 19602-1206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 MARION ST, READING, PA 19604-2150

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$900.00 (+6.64%)	$31,900 (-) Land $7,700 Building $24,200	$7,700 (-75.86%) Land $7,700
2024	$844.00	$31,900 Land $7,700 Building $24,200
1994			$31,900 Land $7,700 Building $24,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures