1010 Esther St, Washington, MO 63090 Property Records

Franklin County property record for 1010 Esther St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,022 sqft · built 1933
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Oct 2017)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-16.0-4-001-040.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-16.0-4-001-040.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area

Exterior

Year Built	Built 1933
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1010 ESTHER ST
City	WASHINGTON
State	MO
Zip	63090-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1&2 BRINKERS ADDN
Legal Range	01W
Legal Township	44
Legal Section	16
Legal Quarter	SE
Legal Subdivision	BRINKERS
Legal Block	1
Legal Lot Number	1,2 2
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3048
Census Tract	800302

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1111 JAMES ST, WASHINGTON, MO 63090-1618
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY
Oct 27, 2017	Warranty Deed, Transfer BANK OF FRANKLIN CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	May 24, 2007
Deed Document Number	1716491
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1010 ESTHER ST, WASHINGTON, MO 63090-1507
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002111065
Date	Jun 11, 2021
Instrument	2111065

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	3 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 27, 2017
Property Address	1010 ESTHER ST, WASHINGTON, MO 63090-1507
Document Number	0000016491
Instrument Date	Oct 27, 2017
Instrument	16491
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1111 JAMES ST WASHINGTON MO 630901618, WASHINGTON, MO 63090-1618

Mortgage

Document Number	16492
Date	Oct 27, 2017
Instrument	16492

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.35%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (+0.76%)	$18,907 (+2.54%)	$99,510 (+2.55%) Land $28,000 Building $71,510
2023	$1,046.00 (+13.94%)	$18,438	$97,040 Land $28,000 Building $69,040
2022	$918.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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