Butte County property record for 1010 Elmer St, Chico, CA 95928
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 545 sqft · built 1949 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Aug 2016) |
| Tax Bill | $2,093 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 004-510-013-000 |
| Primary APN | 004-510-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 545 sqft Living Area |
| 1st Floor Area | 545 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Old Parcel Number | 004-510-013 |
|---|---|
| Street Address | 1010 ELMER ST |
| City | CHICO |
| State | CA |
| Zip | 95928-6468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1010 ELMER ST |
| Legal Subdivision | ARCHERS ADD |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1100 |
1010 Elmer St is owned and occupied by an individual who bought it in August 2016.
Source: Butte County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 ELMER ST, CHICO, CA 95928-6468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on File |
| Deed Sale | Aug 29, 2016 · Amount on File |
| Prior Sale | Jun 11, 2013 · Amount on File |
| Deed Document Number | 201631501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1010 ELMER ST, CHICO, CA 95928-6468 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1010 ELMER ST, CHICO, CA 95928-6468 |
| Document Number | 0000023173 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022-0023173 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1010 ELMER ST, CHICO, CA 95928-6468 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1010 ELMER ST, CHICO, CA 95928-6468 |
| Document Number | 0000009240 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022-0009240 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Sep 1, 2046 |
The 2025 property tax bill for 1010 Elmer St was $2,093.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,296 (+2%) Land $88,781 Building $93,515 | ||
| 2025 | $2,093.00 | $178,723 Land $87,041 Building $91,682 | |
| 2024 | $225,900 | ||
| 2023 | $1,930.00 (+1.63%) | $171,785 Land $83,662 Building $88,123 | |
| 2022 | $1,899.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 Elmer St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Jan 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Elmer St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Race Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: DigitalPath, GeoLinks.
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