1010 Elm St, Bonham, TX 75418 Property Records

Fannin County property record for 1010 Elm St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1940
Lot Size	0.155 acres (6,795 sqft)
Owner	Individual Name on File
Tax Bill	$2,843 (2024)
Deeds & Mortgages	Jul 2023 Construction Loan Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9495-026-0060-05`

Property Details

APN / Parcel Number

Primary APN	`9495-026-0060-05`
Alternative APN	`92142`

Interior

Full Baths	1 Bath
Building Area	1,080 sqft Living Area
1st Floor Area	864 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1940
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	6,795 sqft (0.155 acres)
Lot Dimensions	118 ft deep x 56 ft wide
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9495-026-0060-05
Old Parcel Number	92142
Street Address	1010 ELM ST
City	BONHAM
State	TX
Zip	75418-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INGLISH ADDN, BLOCK PT OF 26
Legal Subdivision	INGLISH ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2012
Census Tract	950402

Owner

1010 Elm St is owned and occupied by an individual who acquired it in February 2024.

Source: Fannin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1010 ELM ST, BONHAM, TX 75418-3117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Construction Mortgage RFLF 7 LLC
Feb 28, 2024	Vendor's Lien, Subdivision Related Transfer AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024
Deed Sale	Feb 28, 2024
Deed Document Number	2024001231
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1010 ELM ST, BONHAM, TX 75418-3117
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 RYAN AVE, FORT WORTH, TX 76110-4939

Mortgage

Document Number	2023004327
Date	Jul 11, 2023
Instrument	2023004327

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2024

February 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 28, 2024
Property Address	1010 ELM ST, BONHAM, TX 75418-3117
Document Number	2024001231
Map Reference	VOL X PG 55
Instrument Date	Feb 22, 2024
Instrument	2024001231
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 ELM ST, BONHAM, TX 75418-3117

Mortgage

Document Number	2024001232
Date	Feb 28, 2024
Instrument	2024001232

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,090 Land $38,530 Building $145,560	$184,090 Land $38,530 Building $145,560
2024	$2,843.00
2023		$34,050 Land $25,640 Building $8,410	$34,050 Land $25,640 Building $8,410
2018	$627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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