1010 E Washington Ave, Red Oak, IA 51566 Property Records

Montgomery County property record for 1010 E Washington Ave, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,326 sqft · built 1920
Lot Size0.129 acres (5,625 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Jun 2023)
Tax Bill$1,992 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone AE (high risk)
APN600628406008000

Property Details

APN / Parcel Number

Primary APN600628406008000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,326 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,625 sqft (0.129 acres)
Lot Dimensions125 ft deep x 45 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area240 sqft
Deck Area214 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1010 E WASHINGTON AVE
CityRED OAK
StateIA
Zip51566-2418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLARD ADD W 45' E 90' N 125' LT 19
Legal SubdivisionWILLARD ADD
Legal Lot Number19
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group3
Census Block3015
Census Tract960200

Owner

1010 E Washington Ave is owned and occupied by two individuals who bought it in June 2023.

Source: Montgomery County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1010 E WASHINGTON AVE, RED OAK, IA 51566-2418
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023 · Amount on File
Deed SaleJun 14, 2023 · Amount on File
Deed Document Number2023816
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1010 E WASHINGTON AVE, RED OAK, IA 51566-2418
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002023/817
DateJun 14, 2023
Book Page2023/817
Instrument2023 0817
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1010 E Washington Ave was $1,992 with a homeowner's exemption, down 8.3% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,992.00 (-8.29%) Homeowner's exemption$102,090 Land $9,090 Building $93,000$102,090 Land $9,090 Building $93,000
2024$2,172.00
2023$102,750 Land $6,820 Building $95,930$102,750 Land $6,820 Building $95,930
2022$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 E Washington Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1987–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 E Washington Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

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