1010 E Scott St, Pensacola, FL 32503 Property Records

Escambia County property record for 1010 E Scott St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,446 sqft · built 2009
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Oct 2026)
Tax Bill$2,161 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-019-310

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-019-310
Alternative APN
  • 142669200

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,446 sqft Living Area
Gross Area1,686 sqft
1st Floor Area1,446 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,502 sqft (0.126 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number142669200
Street Address1010 E SCOTT ST
CityPENSACOLA
StateFL
Zip32503-4670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLT 19 BLK 310 NEW CITY TRACT OR 7984 P 596 CA 52
Legal SubdivisionNEW CITY TRACT
Legal Block310
Legal Lot Number19
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2036
Census Tract802

Owner

Source: Escambia County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1010 E SCOTT ST, PENSACOLA, FL 32503-4670
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 16, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2026 · Amount on Record
Deed SaleOct 2, 2026 · Amount on Record
Prior SaleOct 16, 2018 · Amount on Record
Deed Document Number202676532
Deed Book / Page9559 / 1011
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 2, 2026
Property Address1010 E SCOTT ST, PENSACOLA, FL 32503-4670
Document Number0000076532
Book / Page9559 / 1011
Instrument DateSep 18, 2026
Instrument202676532
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$268,660.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 E SCOTT ST, PENSACOLA, FL 32503-4670

Mortgage

Document Number0000076533,
DateOct 2, 2026
Book Page9559/1012
Instrument202676533
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1010 E SCOTT ST, PENSACOLA, FL 32503-4670
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 E SCOTT ST, PENSACOLA, FL 32503-4670

Mortgage

Document Number0086500918
DateNov 1, 2021
Book Page8650/918
Instrument2021119055
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 16, 2018
Property Address1010 E SCOTT ST, PENSACOLA, FL 32503-4670
Document Number0079840596
Book / Page007984 / 000596
Instrument DateOct 12, 2018
Instrument83075
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanyRELIABLE LAND TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,658.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 LOST KEY DR #602B PENSACOLA FL 325072696, 602B, PENSACOLA, FL 32507-2696

Mortgage

Document Number79840598
DateOct 16, 2018
Book Page007984/000598
Instrument83077
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,161.00 (+6.56%)$162,596 (+5.99%)$277,138 (+7.44%) Land $90,750 Building $186,388
2024$2,028.00 (+3.84%)
2023$1,953.00 (+3.12%) Homeowner's exemption$153,412 (+3%)$257,956 (+7.26%) Land $79,200 Building $178,756
2022$1,894.00 Homeowner's exemption$148,944$240,497 Land $79,200 Building $161,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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