Payne County property record for 1010 E Knapp Ave, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,132 sqft · built 1978 |
| Lot Size | 0.149 acres (6,494 sqft) |
| Owner | Company Name on File |
| Last Sale | $110,000 (Apr 2023) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-12-3-SA558-001-0025 |
| Primary APN | 19N02E-12-3-SA558-001-0025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,494 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65.6 ft wide |
| Garage Type | Attached |
| Garage Area | 319 sqft |
| Porch | Slab |
| Porch Area | 21 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23564 |
|---|---|
| Street Address | 1010 E KNAPP AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74075-5907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDREW HILLS 5TH WESTERN SEC BLK 1 LOT 25 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | ANDREW HILLS 5TH WESTERN SEC |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10102 |
Source: Payne County assessment roll, APN 19N02E-12-3-SA558-001-0025, as of February 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8216 WOOSTER PIKE, A, CINCINNATI, OH 45227-4019 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY FEDERAL CREDIT UNION |
| Apr 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2023 · Amount on Record |
| Deed Sale | Apr 03, 2023 · Amount on Record |
| Deed Document Number | 20232878 |
| Deed Book / Page | 2743 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jun 09, 2026 |
| Property Address | 1010 E KNAPP AVE, STILLWATER, OK 74075-5907 |
| Document Number | 0000006333 |
| Book / Page | 2944 / 197 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20266333 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000006333, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 2944/197 |
| Instrument | 20266333 |
| Name | COUNTY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Apr 03, 2023 |
| Property Address | 1010 E KNAPP AVE, STILLWATER, OK 74075-5907 |
| Document Number | 0027430283 |
| Book / Page | 2743 / 283 |
| Instrument Date | Apr 03, 2023 |
| Instrument | I-2023-002878 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4312 NIGHTFALL LN, STILLWATER, OK 74074-0002 |
| Document Number | I2023002879 |
|---|---|
| Date | Apr 03, 2023 |
| Instrument | I-2023-002879 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Payne County assessment roll as of February 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (+16.76%) | $17,070 (-) Land $3,420 Building $13,650 | |
| 2024 | $1,736.00 (+29.84%) | $17,070 (+29.53%) Land $3,420 Building $13,650 | $149,740 (+8.93%) Land $30,000 Building $119,740 |
| 2023 | $1,337.00 (+5.19%) | $13,178 (+5%) Land $2,875 Building $10,303 | $137,470 (+16.19%) Land $30,000 Building $107,470 |
| 2022 | $1,271.00 | $12,551 Land $2,652 Building $9,899 | $118,310 Land $25,000 Building $93,310 |
Source: FEMA National Flood Hazard Layer, Payne County (40119C), as of January 22, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401190101021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 546 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OK1021220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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