1010 Dove Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 1010 Dove Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1990
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$855,000 (Apr 2022)
Tax Bill	$855 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`00485440-000000`

Property Details

APN / Parcel Number

Primary APN	`00485440-000000`
Alternative APNs	`13623800485440000000` `1595039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	936 sqft
Porch	Open Porch
Porch Area	621 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1595039
Street Address	1010 DOVE RD
City	KEY LARGO
State	FL
Zip	33037-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LT 12 LIME GROVE ESTS SECTION 1 PB5-54 KEY LARGO OR330-306 OR880-1733/34 880-1732 OR880-1731 OR1040-155 OR1073-1317 OR1236-805/06 OR1262-872 OR1478-672 OR1486-514 OR1584-1853 OR1781-678/79 OR1781-680/81 OR1781-683 OR2519-2158 OR2653-807 OR2917-1
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	LIME GROVE ESTATE SEC 1
Legal Block	3
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970600

Owner

Source: Monroe County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 NEW HOPE RD, GULF BREEZE, FL 32563-8902
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Seller Carry-Back GEORGE ETUS
Oct 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 1, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage TRANSPORTATION FCU
Jul 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20222370100
Deed Book / Page	3166 / 1625
Transfer Doc	1486000514
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 11, 2022
Property Address	1010 DOVE RD, KEY LARGO, FL 33037-3807
Document Number	0031661625
Book / Page	3166 / 1625
Map Reference	MB 5 PG 54
Instrument Date	Apr 8, 2022
Instrument	2370100
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,985.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2351 PALM AVE, 2351, SAINT JAMES CITY, FL 33956-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 NEW HOPE RD, GULF BREEZE, FL 32563-8902

Mortgage

Document Number	0031661627
Date	Apr 11, 2022
Instrument	3166/1627

Lender

Name	GEORGE ETUS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 14, 2021
Property Address	1010 DOVE RD, KEY LARGO, FL 33037-3807
Document Number	0031311475
Book / Page	3131 / 1475
Map Reference	MB 5 PG 54
Instrument Date	Oct 12, 2021
Instrument	2344044
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2351 PALM AVE, ST JAMES CITY, FL 33956-2005

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 1, 2021
Property Address	1010 DOVE RD, KEY LARGO, FL 33037-3807
Document Number	0031290817
Book / Page	3129 / 817
Map Reference	MB 5 PG 54
Instrument Date	Sep 30, 2021
Instrument	2342356
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 WOODROW DR, 111, STAFFORD, VA 22554-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2351 PALM AVE, SAINT JAMES CITY, FL 33956-2005

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Dec 30, 2020
Property Address	1010 DOVE RD, KEY LARGO, FL 33037-3807
Document Number	0030660378
Book / Page	003066 / 000378
Instrument Date	Dec 11, 2020
Instrument	2297228
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$287.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WOODROW DR STAFFORD VA 225543352, STAFFORD, VA 22554-3352

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 3, 2018
Property Address	1010 DOVE RD, KEY LARGO, FL 33037-3807
Document Number	0029292348
Book / Page	2929 / 2348
Map Reference	MB5 PG54
Instrument Date	Sep 13, 2018
Instrument	2189092
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	HLY ACQUISITION TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,824.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106003 OVERSEAS HWY APT 1203, 106003, KEY LARGO, FL 33037-5028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42768 JONQUIL LN, SOUTH RIDING, VA 20152-2066

Mortgage

Document Number	0002189094
Date	Oct 3, 2018
Instrument	2189094

Lender

Name	TRANSPORTATION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 19, 2018
Property Address	1010 DOVE RD, KEY LARGO, FL 33037-3807
Document Number	0029171860
Book / Page	002917 / 001860
Instrument Date	Jul 2, 2018
Instrument	2178683
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 DOVE RD KEY LARGO FL 330373807, KEY LARGO, FL 33037-3807

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$740,459 (+2.45%) Land $313,650 Building $426,809	$740,459 (+2.45%) Land $313,650 Building $426,809
2024	$855.00 (+11.04%)
2023	$770.00 (-84.3%) Homeowner's exemption	$722,777 (+24.25%) Land $318,240 Building $404,537	$722,777 (+21.84%) Land $318,240 Building $404,537
2022	$4,906.00 Senior Citizen's exemption	$581,715	$593,197 Land $220,320 Building $372,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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