Bay County property record for 1010 Delaware Ave, Lynn Haven, FL 32444 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,383 sqft · built 2000 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2025) |
| Tax Bill | $1,779 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10774-007-000 |
| Primary APN | 10774-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,935 sqft |
| 1st Floor Area | 1,383 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 311 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1010 DELAWARE AVE |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYNN HAVEN LOTS 9 & 10 BLK 336 ORB 4019 P 131 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 336 |
| Legal Lot Number | 9,10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 1402 |
Source: Bay County records · APN 10774-007-000
Assessment roll updated January 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8551 PANAMA CITY BEACH PKWY, 7111, PANAMA CITY BEACH, FL 32407-4092 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 18, 2018 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 202543974 |
| Deed Book / Page | 4939 / 343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1010 DELAWARE AVE, LYNN HAVEN, FL 32444-2826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1010 DELAWARE AVE, LYNN HAVEN, FL 32444-2826 |
| Document Number | 0045820509 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 4582/509 |
| Instrument | 2022048692 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 18, 2018 |
| Property Address | 1010 DELAWARE AVE, LYNN HAVEN, FL 32444-2826 |
| Document Number | 0040190131 |
| Book / Page | 4019 / 0131 |
| Map Reference | MB5 PG9 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018035986 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1010 DELAWARE AVE, LYNN HAVEN, FL 32444-2826 |
| Document Number | 2018035987 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 2018035987 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,779.00 (-5.57%) Homeowner's exemption | $159,878 (+5.99%) | $233,764 (+9.09%) Land $70,000 Building $163,764 |
| 2024 | $1,884.00 (+3.63%) | ||
| 2023 | $1,818.00 (+9.98%) Homeowner's exemption | $150,847 (+3%) | $214,291 (+16.79%) Land $65,500 Building $148,791 |
| 2022 | $1,653.00 Homeowner's exemption | $146,453 | $183,485 Land $48,000 Building $135,485 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force 35 of 38 on primary residences |
| Nearby Flood Claims | 41 (1995–2021) |
| Claims Outside the SFHA | 35 of 41 |
| Most Recent Claim | Aug 2021, rainfall accumulation, Tropical Storm Fred |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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