1010 Cramer Ave, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 1010 Cramer Ave, Lexington, KY 40502

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,376 sqft · built 1924
Lot Size	0.15 acres (6,547 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Jan 2018)
Tax Bill	$3,716 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2017 Mortgage + 1 more
APN	`11965950`

Property Details

APN / Parcel Number

Primary APN	`11965950`

Interior

Stories	2 Stories
Building Area	3,376 sqft Total Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick Veneer
Lot Area	6,547 sqft (0.15 acres)
Lot Width	53 ft Width
Garage Type	Detached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1010 CRAMER AVE
City	LEXINGTON
State	KY
Zip	40502-1418
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-1
Legal Description	LOT PT L49A; BOOK: 3557 PAGE: 104
Legal Subdivision	BEECHLAND
Legal Block	A
Legal Lot Number	49
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	4
Census Block	4007
Census Tract	500

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	18 MENTELLE PARK, LEXINGTON, KY 40502-1512
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BK & TR CO
Feb 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BK & TR CO
Jan 30, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Book / Page	3557 / 104
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1010 CRAMER AVE, LEXINGTON, KY 40502-1418
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008896/010
Date	Jul 27, 2017
Book Page	8896/010

Lender

Name	CENTRAL BK & TR CO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1010 CRAMER AVE, LEXINGTON, KY 40502-1418
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008775/564
Date	Feb 16, 2017
Book Page	8775/564

Lender

Name	CENTRAL BK & TR CO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 30, 2018
Property Address	1010 CRAMER AVE, LEXINGTON, KY 40502-1418
Document Number	003557/104
Book / Page	3557 / 104
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,716.00 (+1.89%)	$295,000 (-)	$295,000 (-)
2025	$3,647.00 (-19.1%)	$295,000 (-19.09%)	$295,000 (-19.09%)
2023	$4,508.00	$364,600	$364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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