1010 Course Ln, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 1010 Course Ln, Surf City, NC 28445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 896 sqft · built 2023
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$286,500 (Jul 2023)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4235-57-7176-0000`

Property Details

APN / Parcel Number

Primary APN	`4235-57-7176-0000`
Alternative APN	`000055907`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000055907
Street Address	1010 COURSE LN
City	SURF CITY
State	NC
Zip	28445-0647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 377 PB 71/123 WATERSIDE PH 3 SEC 2
Legal Subdivision	WATERSIDE
Legal Phase	3
Legal Lot Number	377
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2027
Census Tract	920105

Owner

1010 Course Ln is owned and occupied by an individual who bought it in July 2023.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 COURSE LN, SURF CITY, NC 28445-0647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 31, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Jun 13, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Jun 13, 2023
Deed Document Number	0003684818
Deed Book / Page	368 / 4818
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1010 COURSE LN, SURF CITY, NC 28445-0647
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 COURSE LN, HOLLY RIDGE, NC 28445-0647

Mortgage

Document Number	0048430517
Date	Aug 5, 2024
Book Page	4843/517

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 31, 2023
Property Address	1010 COURSE LN, SURF CITY, NC 28445-0647
Document Number	0048180368
Book / Page	4818 / 368
Map Reference	MB 71 PG 123-125
Instrument Date	Jul 31, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6752 PARKER FARM DR # 210, 210, WILMINGTON, NC 28405-3175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 COURSE LANE, SURF CITY, NC 28445-0647

Mortgage

Document Number	0048180370
Date	Jul 31, 2023
Instrument	4818-0370

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 13, 2023
Property Address	1010 COURSE LN, SURF CITY, NC 28445-0647
Document Number	0048142925
Book / Page	4814 / 2925
Map Reference	MB 71 PG 123-125
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 HORTON CIR, ARLINGTON, TX 76011-4310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 BELLE TERRE BLVD, MYRTLE BEACH, SC 29579-9430

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Course Ln was $1,365.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00	$273,663 Land $76,100 Building $197,563	$273,663 Land $76,100 Building $197,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Course Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	10 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Course Ln is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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