1010 Cottage Pl, Baldwin, NY 11510 Property Records

Nassau County and Hempstead Town property record for 1010 Cottage Pl, Baldwin, NY 11510

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 1924
Lot Size0.121 acres (5,265 sqft)
OwnerIndividual Name on Record
Last Sale$453,680 (Jul 2020)
Tax Bill$13,199 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN54-098-00-0016

Property Details

APN / Parcel Number

Primary APN54-098-00-0016
Alternative APNs
  • 2089-54-098-00-0016-0
  • 54098000016000000000
  • 282089 54.-98-16
  • 54098 00160

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area1,353 sqft
1st Floor Area624 sqft
Basement Area84 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleCottage
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof MaterialWood Shingle
Lot Area5,265 sqft (0.121 acres)
Lot Dimensions115 ft deep x 45 ft wide
Garage TypeDetached
Garage Area160 sqft
PorchEnclosed Frame Porch
Porch Area21 sqft
Balcony Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54098 00160
Street Address1010 COTTAGE PL
CityBALDWIN
StateNY
Zip11510-3307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 010
Legal Block98
Legal Lot Number16
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group2
Census Block2007
Census Tract413600

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1010 COTTAGE PL, BALDWIN, NY 11510-3307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
HUD
Jul 16, 2020Executor's Deed, Transfer · FHA Mortgage
FAMILY FIRST FUNDING LLC
Jul 19, 2016Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Deed Document Number202062511
Deed Book / Page13953 / 989
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address1010 COTTAGE PL, BALDWIN, NY 11510-3307
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0458970412
DateOct 1, 2021
Book Page45897/412
Instrument2021-128413
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueFeb 1, 2050
Interest
Rate TypeFixed Rate

July 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionNASSAU NY
Recording DateJul 16, 2020
Property Address1010 COTTAGE PL, BALDWIN, NY 11510-3307
Document Number0139530989
Book / Page13953 / 989
Map ReferenceLB 6091 PG 130
Instrument DateApr 10, 2020
Instrument2020-062511
Transaction TypeTransfer
Record UpdatedMay 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,816.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2355 BABYLON TPKE, 2355, MERRICK, NY 11566-4204

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 N LONG BEACH RD, ROCKVILLE CENTRE, NY 11570-5026

Mortgage

Document Number2020062512
DateJul 16, 2020
Instrument2020-062512
Lender
NameFAMILY FIRST FUNDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address1010 COTTAGE PL, BALDWIN, NY 11510-3307
Document Number0418100449
Book / Page041810 / 000449
Instrument DateJul 19, 2016
Transaction TypeMortgage
Record UpdatedFeb 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 COTTAGE PL BALDWIN NY 115103307, BALDWIN, NY 11510-3307

Mortgage

Document Number0418100449
DateJan 2, 2017
Book Page041810/000449
Instrument21
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14240
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictBaldwin Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428 (-) Land $174 Building $254$428,000 (-)
2025$13,199.00 (+15.22%)
2023$11,455.00 Additional exemption filed$428 Land $174 Building $254$428,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2010–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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