1010 Colfax Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1010 Colfax Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1942
Lot Size	0.084 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (Dec 2018)
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-6000-0010-00-7`

Property Details

APN / Parcel Number

Primary APN	`51-6000-0010-00-7`
Alternative APN	`11-51-6000-0010-00-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,242 sqft Living Area
1st Floor Area	994 sqft
Basement Area	994 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Lot Area	3,659 sqft (0.084 acres)
Lot Dimensions	66 ft deep x 55.7 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 COLFAX AVE
City	BENTON HARBOR
State	MI
Zip	49022-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICT A
Legal Description	E 66' OF LOT 10 PARKER ADD TO CITY OF BENTON HARBOR FORMERLY KNOWN AS PARKERS ADD TO CITY OF BENTON HARBOR LIBER 3 PG 28 ALSO KNOWN AS COLFAX AVENUE ADDITION TO BENTON HARBOR LIBER 4 PG 32
Legal Subdivision	COLFAX AVENUE ADD
Legal Lot Number	10
Legal Unit	10
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	2
Census Block	2012
Census Tract	600

Owner

1010 Colfax Ave is owned and occupied by an individual who bought it in December 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 COLFAX AVE, BENTON HARBOR, MI 49022-5448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Dec 28, 2018	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Feb 7, 2002
Deed Book / Page	3226 / 847
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1010 COLFAX AVE, BENTON HARBOR, MI 49022-5448
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 COLFAX AVE, BENTON HARBOR, MI 49022-5448

Mortgage

Document Number	03345/3264
Date	Sep 27, 2021
Book Page	3345/3264

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 28, 2018
Property Address	1010 COLFAX AVE, BENTON HARBOR, MI 49022-5448
Document Number	03226/0847
Book / Page	3226 / 0847
Map Reference	LB 4 PG 32
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 COLFAX AVE, BENTON HARBOR, MI 49022-5448

Mortgage

Document Number	0003226848
Date	Dec 28, 2018
Instrument	3226/848

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Colfax Ave was $1,169 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,500	$133,000
2025	$1,169.00
2023		$51,800	$103,600
2022	$1,032.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Colfax Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1010 Colfax Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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