1010 Co Rd 194, Valley, AL 36854 Property Records

Chambers County property record for 1010 Co Rd 194, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,206 sqft · built 1997
Lot Size	0.525 acres (22,860 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2022)
Tax Bill	$488 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-07-35-0-003-011.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-07-35-0-003-011.000`
Alternative APNs	`1707350003011000` `404320` `485060`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,860 sqft (0.525 acres)
Lot Dimensions	127 ft deep x 180 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	485060
Street Address	1010 COUNTY ROAD 194
City	VALLEY
State	AL
Zip	36854-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 4 CHAMBERS VILLAGE SUB. 2ND ADDN. M.B. 5 PG. 3 IN SW1/4 OF SW1/4. S35 T21N R28E
Legal Range	28
Legal Township	21
Legal Section	35
Legal Subdivision	CHAMBERS VILLAGE SUB
Legal Block	4
Legal Lot Number	5
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2019
Census Tract	954300

Owner

1010 Co Rd 194 is owned and occupied by an individual who bought it in August 2022.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 COUNTY ROAD 194, VALLEY, AL 36854-7147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Nov 21, 2013 · Amount on File
Deed Document Number	20223990
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 22, 2022
Property Address	1010 COUNTY ROAD 194, VALLEY, AL 36854-7147
Document Number	02022/3990
Book / Page	2022 / 3990
Map Reference	MB 5 PG 3
Instrument Date	Aug 16, 2022
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 S PHILLIPS RD, 1760, LANETT, AL 36863-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 COUNTY ROAD 194, VALLEY, AL 36854-7147

Mortgage

Document Number	0020223991
Date	Aug 22, 2022
Instrument	2022/3991

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1010 Co Rd 194 was $488 with a homeowner's exemption, up 8% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$488.00 (+7.96%) Homeowner's exemption
2025	$452.00 (+8.13%)	$31,504 (+173.95%) Land $2,620 Building $28,884	$157,520 (+37.19%) Land $13,100 Building $144,420
2024	$418.00 Additional exemption filed	$11,500 (-) Land $1,320 Building $10,180	$114,820 (-) Land $13,120 Building $101,700
2023	$418.00 (+5.29%) Additional exemption filed	$11,500 (+4.36%) Land $1,320 Building $10,180	$114,820 (+4.3%) Land $13,120 Building $101,700
2022	$397.00 Additional exemption filed	$11,020 Land $1,320 Building $9,700	$110,090 Land $13,120 Building $96,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Co Rd 194 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Co Rd 194 is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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