1010 Cherry Ln, Findlay, OH 45840 Property Records

Hancock County property record for 1010 Cherry Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1965
Lot Size	0.362 acres (15,751 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jan 1988)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1011-084-04-034.000`

Property Details

APN / Parcel Number

Primary APN	`1011-084-04-034.000`
Alternative APN	`590000271150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,751 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	328 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1010 CHERRY LN
City	FINDLAY
State	OH
Zip	45840-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONNON VILLAGE ESTATES LOT 52
Legal Subdivision	ONNON VILLAGE ESTATES
Legal Lot Number	52
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4004
Census Tract	600

Owner

Source: Hancock County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 CHERRY LN, FINDLAY, OH 45840-6720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Feb 11, 2022	Transfer on Death Deed, Transfer
Jul 27, 2021	Affidavit, Transfer
May 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 1988 · Amount on Record
Deed Sale	Jan 25, 1988 · Amount on Record
Last Transfer Date	Jun 17, 2021
Transfer Doc	2584/5696
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 29, 2026
Property Address	1010 CHERRY LN, FINDLAY, OH 45840-6720
Document Number	0000005739
Book / Page	2631 / 3235
Instrument Date	Jul 27, 2026
Instrument	20265739
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1010 CHERRY LN, FINDLAY, OH 45840-6720

Mortgage

Document Number	0000005740,
Date	Jul 29, 2026
Instrument	20265740

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	May 29, 2026
Property Address	1010 CHERRY LN, FINDLAY, OH 45840-6720
Document Number	0000003877
Book / Page	2629 / 3339
Instrument Date	May 22, 2026
Instrument	20263877
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 CHERRY LN, FINDLAY, OH 45840-6720

Mortgage

Document Number	0000003877,
Date	May 29, 2026
Book Page	2629/3339
Instrument	20263877

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 11, 2022
Property Address	1010 CHERRY LN, FINDLAY, OH 45840-6720
Document Number	02591/3959
Book / Page	2591 / 3959
Instrument Date	Feb 9, 2022
Instrument	202200001286
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10698 ELK DR, FINDLAY, OH 45840-8241

July 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HANCOCK OH
Recording Date	Jul 27, 2021
Property Address	1010 CHERRY LN, FINDLAY, OH 45840-6720
Document Number	2584/5696
Book / Page	2584 / 5696
Instrument Date	Jun 17, 2021
Instrument	202100008788
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	May 22, 2018
Property Address	1010 CHERRY LN, FINDLAY, OH 45840-6720
Document Number	02538/1977
Book / Page	2538 / 1977
Instrument Date	May 18, 2018
Instrument	201800004114
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1010 CHERRY LN, FINDLAY, OH 45840-6720

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,965.00 (+13.65%) Homeowner's exemption Senior Citizen's exemption	$74,250 (+26.99%) Land $14,280 Building $59,970	$212,150 (+27%) Land $40,810 Building $171,340
2024	$1,729.00 (-19.02%)	$58,470 (-) Land $11,250 Building $47,220
2023	$2,135.00	$58,470 Land $11,250 Building $47,220
2022			$167,050 Land $32,130 Building $134,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless, Verizon.

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