Harris County property record for 1010 Cedar Ln, El Lago, TX 77586
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,181 sqft · built 1963 |
| Lot Size | 0.237 acres (10,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,520 (May 2023) |
| Tax Bill | $5,249 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 095-444-000-0007 |
| Primary APN | 095-444-000-0007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 2,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 10,320 sqft (0.237 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 339 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0954440000007 |
|---|---|
| Street Address | 1010 CEDAR LN |
| City | EL LAGO |
| State | TX |
| Zip | 77586-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 BLK 2 EL LAGO SEC 3 |
| Legal Subdivision | EL LAGO SEC 3 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 341501 |
Source: Harris County records · APN 095-444-000-0007
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 CEDAR LN, EL LAGO, TX 77586-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2023 | Vendor's Lien, Transfer · Conventional Mortgage USAA FSB |
| Jul 31, 2017 | Vendor's Lien, Transfer · Line of Credit FARM CREDIT SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2023 · Amount on Record |
| Deed Sale | May 08, 2023 · Amount on Record |
| Deed Document Number | 2023165785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 08, 2023 |
| Property Address | 1010 CEDAR LN, EL LAGO, TX 77586-6003 |
| Document Number | 0000165785 |
| Map Reference | VOL 92 PG 66 |
| Instrument Date | May 05, 2023 |
| Instrument | 2023-165785 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5744, IOWA PARK, TX 76367 |
| Name | Verified Name |
|---|---|
| Address | 1010 CEDAR LN, EL LAGO, TX 77586-6003 |
| Document Number | 0000165786 |
|---|---|
| Date | May 08, 2023 |
| Instrument | 2023-165786 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Jul 31, 2017 |
| Property Address | 1010 CEDAR LN, EL LAGO, TX 77586-6003 |
| Document Number | 1703151 |
| Map Reference | VOL 355 PG 735 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 1703151 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | ABSTRACT AND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 418, MONTAGUE, TX 76251-0418 |
| Name | Verified Name |
|---|---|
| Address | 1010 CEDAR LN, EL LAGO, TX 77586-6003 |
| Document Number | 1703152 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 1703152 |
| Name | FARM CREDIT SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2037 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,249.00 (+31.72%) Homeowner's exemption | $283,160 (-0.71%) Land $76,545 Building $206,615 | $283,160 (-0.71%) Land $76,545 Building $206,615 |
| 2024 | $3,985.00 (+83.56%) | ||
| 2023 | $285,190 Land $76,545 Building $208,645 | $285,190 Land $76,545 Building $208,645 | |
| 2022 | $2,171.00 (-25.03%) | ||
| 2020 | $2,896.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 112 condo units |
| Nearby Flood Claims | 179 (1979–2017) |
| Claims Outside the SFHA | 93 of 179 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| RTA of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 486 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people |
|---|---|
| Water Source | Purchased surface water from CITY OF SEABROOK |
| Last State Inspection | Mar 2023 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Copper | 1.7 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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