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1010 Buffalo Valley Rd, Baxter, TN 38544 Property Records

Putnam County property record for 1010 Buffalo Valley Rd, Baxter, TN 38544

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,240 sqft · built 2019
Lot Size26.5 acres (1,154,340 sqft)
Owner2 Individual Names on Record
Tax Bill$2,464 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Feb 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN071056 17000

Property Details

APN / Parcel Number

Primary APN071056 17000
Alternative APN
  • 056 17000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,240 sqft Living Area
1st Floor Area1,264 sqft
Upper Floors Area805 sqft
Basement Area1,264 sqft
Finished Basement1,264 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,154,340 sqft (26.5 acres)
Garage TypeFinished
Garage Area1,260 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area540 sqft
PorchSlab
Porch Area2,220 sqft
Patio Area192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1010 BUFFALO VALLEY RD
CityBAXTER
StateTN
Zip38544-5161
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 20, COUNTY AREA: N01
Legal SubdivisionJ D HARRIS
JurisdictionPUTNAM TN
Township / Civil Division8
Census Block Group2
Census Block2029
Census Tract1100

Owner

Source: Putnam County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 235, BAXTER, TN 38544-0235
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2022Deed of Trust, Mortgage · Line of Credit
FIRSTBANK
Feb 24, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
FIRSTBANK
Aug 12, 2019Deed of Trust, Mortgage
FIRSTBANK
Dec 10, 2018Loan Modification, Mortgage
FIRST VOLUNTEER BK
Aug 15, 2017Loan Modification, Mortgage
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 1970
Deed SaleDec 14, 1970
Prior SaleFeb 16, 1970
Deed Book / Page128 / 95
Last Transfer DateJun 20, 2016
Transfer Doc0000939131
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address1010 BUFFALO VALLEY RD, BAXTER, TN 38544-5161
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 BUFFALO VALLEY RD, BAXTER, TN 38544-5161

Mortgage

Document Number0000141099
DateJun 6, 2022
Book Page1410/99
Instrument274775
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMay 27, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address1010 BUFFALO VALLEY RD, BAXTER, TN 38544-5161
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 BUFFALO VALLEY RD, BAXTER, TN 38544-5161

Mortgage

Document Number0001598755
DateFeb 24, 2025
Book Page1598/755
Instrument307932
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37203
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address1010 BUFFALO VALLEY RD, BAXTER, TN 38544-5161
Document NumberRB1139249
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1010 BUFFALO VALLEY RD BAXTER TN 385445161, BAXTER, TN 38544-5161

Mortgage

Document NumberRB1139249
DateAug 16, 2019
Book Page001139/000249
Instrument229654
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
AmountAmount Recorded
Term60 Months
DueAug 15, 2024

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM TN
Property Address1010 BUFFALO VALLEY RD, BAXTER, TN 38544-5161
Document NumberRB1096682
Instrument DateDec 10, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 235 BAXTER TN 385440235, BAXTER, TN 38544-0235

Mortgage

Document NumberRB1096682
DateDec 27, 2018
Book Page001096/000682
Instrument221365
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
AmountAmount Recorded
Term12 Months
DueDec 26, 2019

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM TN
Property Address1010 BUFFALO VALLEY RD, BAXTER, TN 38544-5161
Document NumberRB1012496
Book / Page001012 / 000496
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedOct 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address303 CIRCLE DR BAXTER TN 38544, BAXTER, TN 38544

Mortgage

Document NumberRB1012496
DateAug 25, 2017
Book Page001012/000496
Instrument204836
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
AmountAmount Recorded
Term12 Months
DueAug 24, 2018

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,464.00 (+7.6%) Additional exemption filed$92,650 (-) Land $12,275 Building $80,375
2023$92,650 Land $12,275 Building $80,375
2022$2,290.00
2021$542,000 Land $220,500 Building $321,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOUBLE SPRINGS U.D.
serves 6,698 people · EPA ID TN0000192
Water SourcePurchased surface water from COOKEVILLE WATER DEPT
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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