Chesapeake City property record for 1010 Bowden Ave, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,061 sqft · built 1953 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (May 2026) |
| Tax Bill | $2,187 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2009 Mortgage + 3 more |
| APN | 0252007002510 |
| Primary APN | 0252007002510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,061 sqft Living Area |
| 1st Floor Area | 1,061 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Patio Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1010 BOWDEN AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 251 REPLAT LOXLEY GARDENS |
| Legal Subdivision | LOXLEY GARDENS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21403 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Jan 23, 2009 | Deed of Trust, Mortgage · FHA Mortgage FIRST OHIO BANC AND LENDI |
| May 21, 2026 | Deed, Transfer · FHA Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| May 21, 2026 | Deed, Transfer · FHA Mortgage AMERICAN HOME MORTGAGE |
| Nov 2, 2006 | Warranty Deed, Transfer · Conventional Mortgage SAXON MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Dec 4, 2013 · Amount on Record |
| Deed Document Number | 202612953 |
| Deed Book / Page | 10981 / 1143 |
| Prior Transfer Date | May 29, 2013 |
| Prior Transfer Doc | 9225/0625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 09841/1985 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 9841/1985 |
| Instrument | 170027742 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007691/522 |
|---|---|
| Date | Jan 23, 2009 |
| Book Page | 7691/522 |
| Name | FIRST OHIO BANC AND LENDI |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 21, 2026 |
| Property Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Document Number | 0000012953 |
| Book / Page | 10981 / 1143 |
| Instrument Date | May 18, 2026 |
| Instrument | 202612953 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Document Number | 0000012954, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202612954 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000012955, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 10981/1163 |
| Instrument | 202612955 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 1, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 21, 2026 |
| Property Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Document Number | 10981/1143 |
| Book / Page | 10981 / 1143 |
| Instrument Date | May 18, 2026 |
| Instrument | 202612953 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Document Number | 0000012954, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202612954 |
| Name | AMERICAN HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000012955, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 10981/1163 |
| Instrument | 202612955 |
| Name | AMERICAN HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 2, 2006 |
| Property Address | 1010 BOWDEN AVE, CHESAPEAKE, VA 23323-4613 |
| Document Number | 006814/567 |
| Book / Page | 6814 / 567 |
| Instrument Date | Oct 16, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006814570 |
|---|---|
| Date | Nov 2, 2006 |
| Instrument | 6814/570 |
| Name | SAXON MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 006814/589 |
|---|---|
| Date | Nov 2, 2006 |
| Book Page | 6814/589 |
| Name | SAXON MORTGAGE INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 1, 2026 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,400 (+7.81%) Land $130,000 Building $103,400 | $233,400 (+7.81%) Land $130,000 Building $103,400 | |
| 2025 | $2,187.00 (+4.44%) | $216,500 (+8.3%) Land $120,000 Building $96,500 | $216,500 (+8.3%) Land $120,000 Building $96,500 |
| 2024 | $2,094.00 (+41.97%) | ||
| 2023 | $199,900 (+14.03%) Land $100,000 Building $99,900 | $199,900 (+14.03%) Land $100,000 Building $99,900 | |
| 2022 | $175,300 Land $85,000 Building $90,300 | $175,300 Land $85,000 Building $90,300 | |
| 2019 | $1,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (1991–2019) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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